Health Insurance, at its simplest, can be defined as an agreement between the person who is getting insured and the insurance company. This is where the insurance company offers to pay for the person's healthcare bills as they fall due, contingent upon the person paying regular premiums to the insurance company. Nowadays there are many insurance companies and the main reason for that is the fact that people are ready to get their health...more
The main motive of taking up a health insurance is so that it will cover up the costs which you will spend on your health emergencies in future. This health insurance comes as a major help when you are in a health crisis or when you are met with a sudden accident. In a way then, a purchase of health insurance can be seen as an investment in your peace of mind. With the health insurance, you will always know that you can access decent healthcare...more
Almost each and every person would have at least a basic idea about the workings of Health Insurance by now. But there are many facts about health insurance which are unknown to many people, just as there are misconceptions about it. One of the latter is where some people think that health insurance is only for people of a certain age group; especially the older people who are more prone to illness. But that is a fallacy. Regardless of your age, you should buy health insurance for yourself and your loved ones. It is worth remembering that although we have advanced greatly in technology, we are yet to come to a point where we can claim freedom to illness. In other words, we are still prone to illness. And if you are not in a good financial position when illness strikes, you should remember that the great advances made in medical technology will be of absolutely no help to you. Most of the advanced procedures are only available to you if you have the financial wherewithal to buy the expertise required to carry them out. Even for treatment of normal illness like fever or cold, you still find yourself faced with a great challenge in terms of treatment if your financial position is also...more
Plenty of New Health Insurance Plans and Their Benefits In order to save your health as well as money, there are various medical plans designed and proposed. Most of the health insurance companies offer reasonable and quality health coverage policy to meet your requirements at present and future. A new health coverage policy named 'Hospital...more
Mitt Romney is in a bind: he is running for the 2012 Republican nomination for President, yet was governor of Massachusetts when its own healthcare reform passed. The party faithful are obviously against Obama's health insurance reform strategies, and the GOP is planning to run against Democrats with the strategy of "repeal and replace". How does...more
You don't really have to do very difficult things in order to get the most affordable policy that gives you adequate coverage. It's normally overlooked things that result in big discounts. Following are a good number of tips that will help you achieve that goal...*People whose lines of duty expose to hazards get more expensive premiums. Changing over to a non-hazardous profession will bring down your premium by a good margin. If your work exposes you to hazardous substances, for instance, your rates will be much higher than that given to a similar profile who probably works as a receptionist in a shop.*There are folks who are not eligible for special health insurance for low-income earners and at the same time are unable to afford standard health insurance. A discount medical card is a good option for people like that. Such a card permits you to use a network of health care providers who have agreed to provide their services at reduced rates to all card carriers. Such cards are not issued by insurance companies.If you've been disqualified from regular health insurance due to your medical history or think your premium is too expensive then you can lower your cost by making use of...more
With the cost of living increasing on a daily basis and with the country's economy failing to come out of recession, any opportunity that comes your way to save more money is welcomed. Under such circumstances, obtaining free health insurance quotes...more
As National Colorectal Cancer Awareness Month, March reminds us that while colorectal cancer is one of the most preventable cancers, it remains the third leading cause of cancer death. Colonoscopy is a way to detect colorectal cancer, but research...more
Well, the clocks go forward tonight - that's always a good sign. With daylight now appearing at 5.30 am the increased sunlight levels are helping we SAD sufferers. However, if you live in the southern hemisphere then your clocks will be going back,...more
Do you have a cat? If so, then you need to be concerned with good cat health care. The best way to do this is to make sure that your cat is covered with pet insurance. You can compare pet insurance plans and make sure that you get the best type of...more
As a Republican Senator, it is not a surprise that Judd Gregg is against the Obama administration's health insurance reform efforts. However, he has introduced a less-publicized concern into the debate.Like others in his party, he is worried about...more
Are you pregnant? Or are you a couple who would like to have a baby? While health care issues have been on TV a lot lately, I have not seen that much about the special needs of pregnant women. It can cost thousands of dollars to have a normal baby,...more