In general people have a very limited understanding of Medicaid and Medicare and assume that both of these government insurance plans are designed to help those who need health insurance coverage in this country. While these systems are in place to help insure some of those people that fall through the cracks they really don't do enough to cover all of the uninsured in America.Medicare is nothing more than health insurance for the elderly. It is...more
Everyone thinks that when they hit their golden years that they will be covered by Medicare and that will help them take care of their health insurance issues. The only problem is that currently Medicare recipients are finding it increasing difficult to find doctors that will accept them as patients.Medicare has reduced the amount that they will be paying for office visits and other services and therefore most doctor's won't accept new Medicare...more
Employer based health insurance is a benefit that is only offered within the United States. Other countries do not offer health insurance as part of a benefit of employment which is perhaps why other areas of the world have Nationalized Health Care Systems. Since employer based health insurance coverage is gradually becoming obsolete the need for some type of all inclusive health care plan for all citizens is surfacing causing many American's to call upon the government for assistance.Employer based health care in the U.S. is actually something that began during World War II. During the war, there was a freeze on pay increases for all employees in the states which were imposed by the Federal Government. It was supposed to help level the playing field for those who were fighting overseas for our country by not allowing the rest of country to get ahead in their absence.Companies still felt the need to reward their employees but could no longer offer them more money and in its place began offering them additional non-monetary benefits as a reward. One of the significant benefits that companies would offer was the benefit of health insurance that was paid in full by their...more
Let's talk about why an HSA qualified health insurance plan may be the best value for you and really save you a lot of money.The first and biggest reason is that these plans are much less expensive than conventional co-pay plans. In fact, on average by about 40% and the reason is that these plans have a high deductible. So that does mean that...more
Do you want to invest in a long term Louisiana health insurance policy? You may put your money for a term life insurance policy for 10, 20 or even 30 years. There may be several kinds of health insurance policies, but some of them are better than the rest. There are also policies that are meant for 15 as well as 25 years.Term Louisiana health...more
It is possible to be your own master with the Georgia health insurance. As far as making a difference is concerned, you can start off by being a self-employed individual. In this context, it is wise to have your health insured as otherwise you are putting yourself as well as the members of your family into a big risk. There are a lot of options available that allow you to go for affordable health insurance in Georgia in case you are self employed.Are you covered under your Spouses Plan?One of the most common alternatives for the Georgia health insurance is to be insured through the plan provided by your spouses employer. One of the cheapest options for getting your family insured is to have at least a member of the couple working for a company that provides group health insurance.COBRACOBRA is a unique alternative for starting off with your plans of self employment. Once you have left your job, in the initial months, it is a legal requirement from your employer to offer you the choice of retaining your membership in their Georgia health insurance plan. In such a situation, as an employee, you are required to cover the expenses of the total monthly premium that is paid by your...more
If you have ever dealt with health coverage plans you definitely know that there are various types of plans out there on the market, each of them having their special features, pros and cons. And it's quote hard to say which plan type is better,...more
Know the latest alteration in terms of health insurance plans! Selecting the best health insurance plans can be made easier if you will use the simple chart along with other beneficial information which is approved by the state insurance...more
Even those of us who eat right and exercise remain at risk from unforeseeable events, including food poisoning, injury, mental illness, and sexually-transmitted diseases. Certain of these risks may have been underestimated, and can strike at any...more
Because managers carry more responsibility than any other position in most offices, their personal development is sometimes forgotten. Over time procedures can become routine, and managers can unconsciously begin to derail. There are three symptoms a...more
Today many American's are struggling. They are struggling to figure out how they are going to pay the mortgage or rent. They are struggling to figure out how they are going to keep their kids in school or make the car payment. Often times, health...more
Times are tough all over and that includes people with health issues of all kinds. Many people have lost jobs and insurance benefits as well. There are others that have coverage and are able to get to a medical professional when needed. For people...more