To avoid being scammed when you buy medical insurance ascertain that you buy from a company that is accepted by your state's department of insurance, that has few complaints, is financially strong and that has will sell you a good plan.The first and most important thing you should do when you want to buy medical insurance is to check with your state's insurance department to be sure that the company is approved to sell in your state. Each...more
Get BCBSNC Health Insurance to Keep you Healthy It's important to try to stay healthy this winter flu season. If you've ever suffered through the flu than you definitely know how miserable than experience it can be. So that this flu season you want to do everything possible to keep yourself as healthy as humanly possible during the cold season. Some of the things that you can do to help keep yourself healthy involve limiting contact...more
With the various kinds of plans being covered by Kentucky health insurance, there are certain unique characteristics that set this state apart from the rest. Consequently, this implies that there are varied or different requirements and a special set of parameters that the health care agencies should cater to. The residents of Kentucky have a lot of health care options and choosing the ideal plan may be tough. If you are in search of the right insurer or health plan, which caters to your needs, consider Humana.Humana was established in 1961 with its headquarters in Louisville in Kentucky. Providing unique services related to Kentucky health insurance, Humana is a top choice among customers today. As one of the most popular health insurance providers, Humana offers coordinated health insurance plans not only to the residents of Kentucky, but even those of the other states. There are more than 3000 health care providers as well as physicians based all over the USA in Kentuckys Humana Choice Care Network and owing to such a repute, there should be no doubts as far as looking for a provider is concerned.As long as you are in the hands of Humana, your Kentucky health insurance provider,...more
Let's talk about how a health savings account can help you lower your taxes.First of all, a Health Savings Account is kind of like an IRA. Its an account where you can put pretax dollars that can then later be used to pay for medical expenses, tax free. So, the contribution limit in 2010 for an individual is $3050.00. Thats how much an...more
California Health Insurance Plans by Blue Shield – Understanding HMOs, PPOs, and HSAs California health insurance plans by Blue Shield offer different options in health care coverage for you and your family. The company offers both HMO and PPO plans. There are plans where health savings accounts work well. The best way to see if a plan...more
Dealing With Health Insurance Company Denials For Service Often patients are denied treatments and medical equipment due to erroneous reasoning by the initial examiner. The patient is in an unfair position due to:1. Patient may be in pain, suffering or sick at the time of the request, 2. Patient does not routinely file for insurance benefits, 3. Patient's area of expertise is outside the health care world and the patient depends upon the knowledge of those employed to serve in the patient's best interest, not the employers sole interest. Here are a few of the guidelines to understand when dealing with insurance companies:1. Pre-authorization versus Pre-determination Often an insurance employee will routinely deny treatment or durable medical equipment using the phrase " the treatment, equipment was not pre-authorized therefore we deny payment". Pre-authorizations are NOT LEGALLY BINDING but can be intimidating when a patient first hears it. Now if the denial is based upon Pre-determination then that can be binding but it also is a binding commitment to "PAY A PARTICULAR AMOUNT OF MONEY FOR A PARTICULAR CODE OR PIECE OF EQUIPMENT". The issue for pre-determination...more
Health Insurance for the Self Employed, Texas – Understanding the Options A self-employed individual may find it difficult to choose the right health insurance policy to fit their needs. Many people at work themselves assume that the best...more
Is North Carolina Health Insurance right for you? Everyone talks about the importance of Health Insurance, and that's because Health Insurance really is such an important thing when it comes to your health. People with Health Insurance are...more
Do you need Individual Health Insurance NC? What's the best way to protect yourself in case of a serious illness? You might be thinking that there is something that you can do physically to prevent some kind of serious illness but really...more
Who Benefits from North Carolina Health Insurance? If you live in North Carolina and you're looking for quality Health Insurance, look no further than BCBSNC. Blue cross blue shield of North Carolina offers the highest quality Health...more
Do you need BCBSNC North Carolina Health Insurance? Everyone needs quality Health Insurance and that includes the people of North Carolina. This is why Blue Cross NC exists. People looking for North Carolina Health Insurance definitely...more
Health Insurance Coordination of Added benefits - No Double Dipping It is tough to think about that in the United States, exactly where the increasing numbers of people today with no health-related insurance is forever in the information,...more