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Emotional versus Logical Hard Money Lenders Let's get straight to the point; can all the hard money lenders graded equal? I think the answer is very obvious i.e. No. Hard money lenders cannot be graded equal. Basically, hard money lender could be a guy that has $100,000, who is willing to lend it or could be a company that is multimillion dollar company and has money to lend.It is important to know what are the important things you need from your hard money lender. I think the number one and most important thing from hard money lender is to know what areas they will do business and what areas, they will stay out of. Lots of hard money lenders that are small town lenders, don't have defined characteristics or defined areas where they would do business and where they won't do business. It is important to find out from a hard money lender where they are willing to do business as much as where they won't do business. So, knowing that makes you more successful as a real estate investor.When you are talking to a hard money lender, if they won't give you specifics about where they will lend. If there are some things like we just have to check the property out or...more
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Financial Planning Considerations For a Surviving Spouse Death is a difficult time and most people tend to shy away from its potential financial consequences until it becomes too late. Typically people shy away from dealing with estate planning issues as long as they can. Unfortunately, when the time comes, survivors have to make critical financial and legal decisions for which they may not be prepared. Moreover, for a survivor grieving the death of a loved one, the pressures of making haste decisions can be emotionally overwhelming. However, there are steps you can take today to prepare yourself for the death of a loved one.When someone you love dies, there is a lot of confusion about what happens next for you. Below you will find financial planning considerations that you can prepare for in advance that may help you make important financial decisions when the time comes of a loved one's death, such as concerns over honoring your spouse's wishes and caring for yourself and your family.Settle your spouse's estateDealing with an estate transfer and settlement can be a very complicated process and potentially can drag on for an extended period of time such as a year or...more
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