Just Married? Manage Your Finances Well From the Start
Just Married? Manage Your Finances Well From the Start
Starting your marriage with your new spouse together is a daunting process. Where will you live? Who cooks and who will clean? How are you ever going to afford your children's college fees when you can only just afford your bills? Take a big breath the cooking and cleaning will probably be the least of your worries. The financial stuff? Well, start with these following tips and advice and you'll discover that you will have it under control with no problem.
Set Your Goals as a Couple:
You have to work out the important stuff the sooner you do this the better. Are you going to buy a house or rent a flat? Who gets to have a new car first? Do you want to work from home to stay with future kids? Discuss your goals for any of these very important choices. You have to make them as a couple not individually, and it's better to agree now than wait for it to happen in ten years.
Create a System that Both of you can Agree on:
Whether you file your paper bills in a desk or go paperless and do everything on the internet with personal finance software, you have to create a system you both follow. Letting the bills pile up on the table and dealing with them when the late calls start is not a viable option. Both of you should know the system inside and out so one of you can deal with it if the other simply is not available.
Make a Budget and Be Conservative:
Write down all your bills and spending. Don't leave anything out and give yourself ample room to move. If you love to go to the movies all the time, don't make your entertainment budget $30 per month. Remember that you need to evaluate your budget on a regular basis, especially when first starting. If you're running out of money early on in the month, something is wrong. Take a look at the budget to find the problem.
Talk It Over Again:
You discussed everything that one night until you couldn't take it anymore. Do it again? Absolutely. Goals change, salaries change, and so does everything else. If you have to buy a car, is that within your budget? What if you get a high promotion but have to buy a new suit? Marriage is the ultimate partnership and team. If you need to save money, or even if you have more money coming in, the decisions have to be together as a team.
Couples fight over money more than any other issue in a marriage. Don't fall into this trap. Start with these small steps and you'll be on your way to a successful and financially stable marriage.
Earn Some Extra Cash and Keep The Peace:
The biggest reason marriages breakdown is due to arguing, and what's the biggest cause of those arguments? MONEY! No-one wants to become one of those statistics of marriage breakdowns, so how can you avoid this oh so common end to a marriage? Well, the simple thing is to earn more money and start enjoying everything life has to offer.
One of the easiest and quickest ways is to earn money online It's fast, easy and something which you can do from the comfort of your own home too. There are lots of different ways to make an extra wage, for example:
Make money from reviews Get paid for your opinions on products.
Build your own blog Start earning money for writing about stuff you enjoy.
Become an affiliate Start selling products for other companies online.
EBay There are lots of ways to make money on eBay From selling your old clothes to making your own products.
Basically what we're trying to say is, there are lots of ways to earn money, fast! For more advice on how to make money online visit the links listed in my Author Bio.
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