PayDay One Review - Professional, Proficient & Certified
PayDay One is an excellent source for online payday loans
. The company is professional, proficient and certified. PayDay One offers the Great Rate Guarantee. If you find a lower price from another similarly licensed online lender they will match it. This guarantee plus their commitment to excellent customer service lands PayDay One as one of our featured payday companies.If you're in a tight squeeze and need access to cash, this lender may be a good choice for you. You can apply for the loan online or over the phone. The lender is based in the United States and authorized to do business in 26 states (view company's website for full list). If you pay off your loan early, the company will prorate your fee.
PayDay One uses SSL encryption and other technologies to protect your personal information. The company's website is secured by McAfee, VeriSign and White Hat. Keeping your financial and personal information secure and confidential appears to be one of the company's most important duties.
The secure online application is simple and easy to fill out. PayDay One was one the first lenders to offer a fax-free loan process. Not having to fax in documents saves time and a lot of hassle. After completing the application, you will be instantly notified if you have been approved or denied. If you have been approved, the funds are normally deposited in your account the next business day. The company offers a count down timer on their website let you know how much time remains to apply so to get your cash next day.
PayDay One offers competitive rates. The rate to borrow $100 was $22.50 in several states (rates vary from state to state). At this rate, the Annual Percentage Rate calculates out to 587% for a 14-day loan. If you find a lower price from another similarly licensed online lender they will match it with their Great Rate Guarantee.
PayDay One offers a great overall process and remains to be one of the most customer-friendly lenders around.
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PayDay One Review - Professional, Proficient & Certified
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