How to purchase a Diamond Ring with a limited budget
How to purchase a Diamond Ring with a limited budget
Is "better" always best when purchasing a Diamond ring? The old guideline of three months salary is very difficult to apply in tough economictimes.Everyone should spend what they can afford and an amount that works for them.
What Diamond must one purchase? The golden rule any time you are making this token of love purchase is to balance theamount of money you invest in the purchase. If one can imagine a scale with four sidedarms instead of the conventional two sided scale, what the optimum diamond purchasewould be is if the four arms of the scale are all in balance.Let me expand on the above theory. You have heard of the 4C's when purchasing aDiamond. That stands for 1) Carat weight 2) Clarity 3) Color 4) Cut.
Now let's transfereach one of the C's to the arms of this four sided scale I have been talking about in myprevious paragraph with the dollar amount in the middle. If you are able to balance allfour arms correctly then the purchase you make will be perfect. One should not spendthe entire budget on one of the four C's as you will not be able to maximize your dollarand will end up with the best and smallest diamond.
The above theory works most of the time and is a great rule of thumb when making aneducated diamond purchase. However, at times for example in today's economic climate,one should compromise on one or two of the 4C's to obtain a diamond that is still beautifully sparkling eye clean but not necessarily the best in clarity and color. This wayyou will end up with the size and cut that everyone will still compliment you and yourlady on, but the amount spent will not hurt your pocket and you will still be extremelyhappy.
The sensible compromise when purchasing your Diamond.So let's explain the compromise in detail. As we already know, the best Clarity ofDiamond is an IF, and then VVS1. The irony is that even if you were to drop the clarity to a good SI2 the best diamond dealer and jeweler would not be able to tell the differencebetween the IF and the SI2 once the diamond is set and on your finger without lookingat the engagement ring or diamond with a loop or scope.
The next compromise should be on Color. The best Color is D but the last white Color isH. Again, once the Diamond is set in the piece of diamond jewelry the experts would findit very difficult to tell the difference unless they were to remove the diamond and place itunder a white lamp. Result, well the good news is none of the experts walk around looping diamonds and diamondjewelry in public nor can they carry the special white lamp around. So why not spendmore on size, cut and polish. This compromise will enable you to spend way less moneyon your diamond purchase and still end up with a very beautiful diamond engagementring.
This is the best way to save money for the wedding or anniversary and use the savingsfor your honeymoon or down payment on the house.
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