This is not a million dollar question and every single individual knows the answer
. However, most of them fail to stick by the basic rules to save money. Here are certain tips on how to save money. You do not have to buy expensive gift wrappers. You can make some wrappers at home if you have some creative ideas. Every one loves to present gifts. Do not waste money on expensive gifts. Remember that expensive gifts will no way portray your care and love to the kith and kin. If you are a movie buff, make sure that you choose a cinema hall which is not expensive. Matinee and late afternoon shows are quite inexpensive and weekday trips to theatres can be inexpensive. Do not buy eateries inside the theater and you might take them from home. Have a good savings program at home and make sure that every family member contributes to the program. There should be a strict punishment for the guys those who do not contribute. A right attitude must be followed when it comes to savings. A healthy view should be developed on the savings funds and no body should use this money apart from its intended purpose. Teach your kids on how to save electricity so as to reduce the utility bills. Switch off the electrical appliances when not in use. Do not eat junk food items often and spend less in hotels. A dinner or lunch in a restaurant offering buffet can be a good choice for outing. Use the economy package where ever you go. Let it be in terms of air travelling, train travelling and also road travelling. It is always good to check the utility bills and keep them under your control. Check the credit card statements, bank statement, and other bills to make sure that every penny spent is worth.