How Can I Finance My Liposuction?

Liposuction is very popular in America. For twelve out of the last thirteen years, it has topped the charts as the most popular cosmetic surgery in America. Even with a widespread recession prompting a decline in the amount of people who undergo liposuction (also known as lipoplasty or lipectomy), there were still over 340,000 liposuctions performed in 2008.

Experts indicate that they believe that the number of lipoplasties will spike in the next year or two, as people who have put off their surgeries due to economic pressures decide that they can now afford them.

Liposuction isn't as expensive as a number of other cosmetic surgeries. However, it still costs a fair amount: the cost of a lipoplasty is measured in thousands not hundreds of dollars. For people who want to undergo a lipectomy but do not currently have the money, there are options. While one should think carefully before borrowing extensively in order to fund a procedure that only rarely is medically necessary, liposuction financing is becoming a more and more easily attained option.

There are a few ways of going about getting financing for your lipectomy. One of these is to go with a national financing company. A number of these companies exist, including Unicorn Financial, CareCredit and Capital One. These companies and others specialize in elective surgeries, which could make it easier to deal with them. They offer a variety of plans which vary in length of time, terms and interest rates.

Your surgeon may also be able to help you find financing. If your surgeon performs a number of cosmetic procedures, chances are good that he or she either has an in-house financing option or that he or she has good connections with a local business that offers financing.

One thing that makes it handy to look for financing is the creation of online web applications. Many companies have an application or some sort of calculator on their website that lets you quickly and easily find out if you would be qualified for their services.

If you decide to get financing to cover your liposuction, you will probably want to shop around a little to check out your options. Different companies will likely vary in their terms and interest rates, and you will want to find one that fits you well. By shopping around, you may also be able to find one that gives you a better deal.

by: Christian Heftel

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