5. Are you affiliated with the real estate company
?
Real agents refer clients to mortgage professionals who they believe will get your loan closed on time and without any hassles. Do you think most real estate agents are extremely concerned about saving borrowers the most money on their financing? While most want the best for their clients, they also want to make sure that the closing goes well and that they receive their commission (who can blame them). One way that this happens is by referring their clients to mortgage companies which have financial agreements with their real estate firms. These relationships (which are illegal in many states) should be disclosed upfront. It's easy to understand why an agent would prefer to walk down the hall to ask for a status update. You just need to be sure that you are still finding a competitive offer and not just succumbing to going the easiest route. After all, you are the one that has to make the mortgage payments for the next 15 to 30 years.