Death, Not Debt: Reducing Funeral Expenses
At a funeral, families who are left behind not only endure the sadness of the parting
, but also face the stress once they learn about the cost of the funeral services especially for the unexpected death of a loved-one.
The price usually includes funeral services such as preservation of the body or embalming, chairs and tables rental and venue (funeral home), flowers, transportation, food and beverage at the wake and other supplies needed. The vault, gravestone and someone to administer the entombment go into the preparation list as well.
The expense can really be a great load for families who are already suffering from the pain of having lost someone. There are ways to reduce the expenses and still honour or pay respect to your departed relative.
1. Economize by planning ahead. Prearranged funerals save you resources and reduce tension and stress among the family. A lot of people consider preparing ahead for their own funeral or a family member's funeral and start saving for the expenses. The tension on making financial decisions at the funeral will also be reduced. If you can afford it, prearrange with a funeral home of your choice. Usually, you'll be offered with a much lower cost when paid ahead.
2. Get your own officiator. Ask a minister pastor, priest or a family member who you personally know to take care of the services. Having a pastor who knows you personally will allow him to make the occasion unforgettable by sharing insights about your life.
3. Consider cremation. It is widely chosen as alternative to a traditional funeral because it is less expensive. Apart from the truth that it won't take much time, some members of the family or your friends might want to hold ashes with them, bury or sprinkle it somewhere - these personal rituals would be possible with cremation. Ashes can also be very significant to loved ones. Cremation also spares families from paying for the cost on caskets, a burial plot and other burial fees .
4. Limit viewing time. Defining the viewing time everyday can effectively reduce funeral prices. If you picked out cremation or if the viewing is kept short, it might not be obligatory for the body to be embalmed - depending on sanitation and health rules. Unless of course other family members or relatives would still want to get enough time to say goodbye to the departed loved-one for the last time, then burial time can be extended.
5. Conduct the funeral at your place. If you have extra room in your house, you may want to clear it out and turn it into a venue to avoid paying rent at a funeral home. It also allows for a personal ceremony among close-knit families and friends.
by: Ping Battle
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