What You Need to Know About Commercial InsuranceWhy is commercial insurance important? Why do I need it? There are just some of the few questions that people asked about commercial insurance. To put it simple, commercial insurance are like life vests. These are your protections if in case your boat turns upside down, when your boat sinks or damaged by giant waves. With your business, insurance is your protection when your business got bankrupt, robbed, sued or damaged by natural calamities. Would you risk your all and go to the open sea without your vest on? I hope not because as responsible business owner, you would not jeopardize your livelihood just like thatMost companies are looking for the cheapest commercial insurance available and a lot of them are confused on how to find one. So here are the 3 basic steps to effectively get the insurance that you need.Know what you need. Before you decide on a policy, determine first what you truly need in terms of coverage. One way to know is to talk to some important people in your company. Brainstorm with them and identify the assets that are most important for your business. Compiling them is an excellent idea to make the most of your...more
A good corporate job used to be key to a comfortable retirement. But as many people have learned the hard way its no longer true.Companies are looking for any available way to get rid of any employee who might be nearing retirement.Additionally retirement plans within corporations are financial investments in stocks and bonds that are often not...more
The first thing you need to think about is how many vehicles you own, or how many you intend to have. The reason for this is simply because if you have more than one vehicle, fleet insurance may very well be your best option.Most insurance companies offer fleet insurance nowadays, but you may find that the threshold for qualifying differs slightly...more
Most people who decide to start a taxi business in the UK soon discover that most of the websites they visit only tend to offer, or at least mention, regular car insurance, and of course regular car insurance is pretty much useless if you own a taxi. Fortunately however, things are not quite as they seem.Once you start applying for quotes, you'll be asked a variety of questions. For example, you'll need to state whether you're a 'public hire' driver, or whether you're a 'private hire' driver. You'll also need to say what make and model your car is, and you'll have to let the insurance companies know whether or not you'll be the only person driving the vehicle.Most couples who own a taxi also tend to use the vehicle for private use, so if your partner is likely to be using the car when it's not being used as a taxi, then you'll need to have their name included in the policy. While most insurance companies allow this without you having to pay extra, not all of them do so it's something worth discussing with your provider before you sign on the dotted line. Let's face it; you don't want to end up with a...more
Contrary to what you may believe, finding affordable insurance for you taxi is a relatively simply task nowadays, simply because there's an unbelievable amount of competition out there. Insurance companies all over the UK are continuously...more
As you may well already know, having regular car insurance means nothing if your vehicle is being used as a taxi. Whether you're involved in public hire, private hire, or contract hire, you'll need to have the correct type of insurance in...more
One of the most important insurance coverages for any small business and especially for independent IT project managers is errors and omissions (E&O) coverage. Many small technology companies are not sure what it covers and how it differs from...more
Insurance Policies in TexasIt is defined by government of Texas that it is necessary to have auto insurance along with liability insurance policies. It is punishable by law to drive in Texas without the insurance coverage. Traffic policemen are on...more
Backpacker Insurance- Let Your Trip InsuredWho don't get thrilled when it comes on travelling? Answer is no one. It is the only thing which gives you satisfaction, enjoyment and happiness and takes your all sorrows. There are thousands of...more