Regardless of what type of business you have you will need several different types of insurance. Employees may need to be covered for injuries on the job and you will have to insure your business against losses caused by your employees, and these are just a couple examples of what you need to carry.What kind of insurance do you need? This will depend a good deal on the business you are running and the circumstances you are in.Product Liability:If...more
Irrespective of what type of business you run, the chances are you've invested a large amount of money in getting it set up.Apart from all the assets you've acquired, you may even own the actual premises as well, which in turn means an even larger investment, and as such, it only makes sense that you'd want to have peace of mind in knowing your investment is covered against things such as natural disasters, crime etc.This is where...more
If you own a business, then you've no doubt experienced first hand just how challenging it can be, particularly in the current economic climate.Admittedly, some businesses have been hit harder than others by the financial crisis, but even those which have managed to escape relatively unscathed would have undoubtedly faced several challenges from a financial point of view, and it is during times like this that business owners are most vulnerable to disasters.For example, if a fire were to break out on the premises, it could result in thousands and thousands of pounds worth of damage, and that's not even including costs which could arise from claims made by employees who sustain injuries. Even premises that have the very latest fire alarms, smoke detectors and sprinkler systems installed can still incur severe losses in the event of a fire.The building may not suffer extensive damage, thanks to the alarms and the sprinkler system, but much of the contents could very well end up being destroyed, or at least, damaged beyond repair. The cold truth is that without proper commercial insurance, such a disaster could effectively put an end to an entrepreneur's dream.Should...more
If you enjoy being a business owner or working at a high level within an organisation then you probably already know how important insurance is to your continued success. There are many expenses that come along with running a business and the temptation is to find places where you can cut those costs, do not make the mistake of cutting the budget...more
Public liability insurance or PLI is an insurance policy that's best to have when you have a small business. PLI is essential at the time when person got hurt in your business site. Other types of losses can be property loss or damage. Places like theatres, shopping centres, resort hotels, sporting, clubs venues and many other places need public liability insurance.The demand for PLI could be interpreted from the truth that nobody can operate a business that is entirely risk less. You can't just neglect the risk involved with your business and neither can you eliminate all the danger from your own business. It will be your duty to pay compensation to your clients if they get injured in your business location or their property gets damaged due to your business. Don't take it lightly as many times these legal charges go up to millions of dollars and you may have to shut down your business. The only thing you can do to minimize this risk is to buy public liability insurance so that even in the worst conditions, you will not have to pack your bags.Several businesses find getting public liability insurance hard and they are looked at as dangerous businesses. For those...more
Your house is very important to you, and you need to be able to obtain the proper insurance for it and your possessions as well. However, getting the best cover doesn't mean that you have to sell an organ to get it. By following some easy tips,...more
Insurance Agency SEOToday, for most agencies, SEO generated leads are probably not going to make or break your business – but insurance agency SEO should have a prominent place in your insurance marketing strategy moving forward. The longer you...more
Why Purchase Insurance OnlineIf you are just starting to look for car insurance, you know there are a few ways to do it. The most tried and true way in generations past has been to rifle through the yellow pages and call every insurance agent in the...more
Top Insurance Benefits You NeedIt is no secret that the insurance game can be a very expensive one, as it is one of the most lucrative industries in the world today. When it comes to car insurance however, it can be difficult to decide what insurance...more
What is insurance?What is insurance?Get past all the complicated language and this is a simple contract. You pay a premium and if one of the risks causes you loss, you can claim compensation. Because the insurers cannot inspect every vehicle before...more
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