Headache #1: An employer shipped out copies of an expensive video program to dozens of distant managers without providing HR staff to either answer questions or ensure that employees were actually following and learning from the programs. Many of the managers turned on the videos in break rooms and left them running while employees came and went.Headache #2: During face-to-face anti-harassment training given by a lower-level supervisor, he let...more
Bad credit loans are in high demand. And if you do any research on "bad credit loan", you'll find plenty of advice on how to get the lowest interest rate. You'll also find plenty of people willing to give you a bad credit loan, but you'd be making a mistake to accept it. Unfortunately, most of what you'll find approaches the problem from the wrong direction. The way to get the VERY best interest rate on a bad credit loan is usually overlooked or...more
When you are in business for yourself, it is not easy to make those collection calls. Emotions, both subtle and forceful can come into play, on both sides. But as a business owner with outstanding Accounts Receivable, making the calls to collect your money can make or break your bottom line!Let's examine three emotions, and give you some tips on how to collect your money with less stress.Emotions: * Dislike of calling, so constantly put it on the bottom of the "to-do" list* Dislike of confrontation over the money owed* Fear of losing the customerFirst, you must accept the fact that collections are a normal part of doing business. This will help you to remember that the call is a business transaction, not an emotional experience. Give yourself that mental distance, and cultivate that professional attitude.Getting paid is the last part of your sales cycle, whether you are paid immediately, or thirty or sixty days later. Your customer is not "doing you a favor" (a commonly experienced feeling) by paying you, they are fulfilling their part of the business contract (written or not).There is a special chapter in my book "Get Your Money EZ, A Business Owner's Guide to...more
You can turn your daily purchases into a fabulous Disney vacation. Bank One offers a new Visa Disney credit card that provides you and your family with great Disney rewards in exchange for making your everyday purchases using your travel credit card. You could turn your credit card debt into a fun-filled vacation or even valuable Disney...more
It has happened again, and again in a very big way. I am sure you have heard the news that General Motors is closing plants and letting some 30,000 people go. Some they will be able to relocate, some they won't.Ford has started announcing they will be "cutting back" and will have more to say about it in February. When asked if the cuts will go deep...more
If you have been looking into trading systems, then you realized that most published results are marked as hypothetical.This fact might have made you a bit skeptical. Does it mean that the system won't work in real time? The answer is no.Published results should always be marked as hypothetical, even if they have been achieved in "real" trading. Here's why: - It is impossible to predict the slippage when using stop or market orders. Two traders, let's say YOU and John, place an order at the same time, and John might experience 1 tick slippage, while you are filled right on your specified entry price. - You don't know whether a limit order will be filled or not. If your trading system requires the use of limit orders, you might experience the following situation: Your order is filled, John's isn't, and the market retraces. While you took some profits using a limit order, John is still in the trade and sees his profits shrinking, and in the worst case turning into a loss. - Another factor is the account size: If John is trading a rather small account, then his broker might liquidate his position because he experiences an intra-day drawdown that issues a margin call. Many electronic...more
Can these high rates of appreciation in second home markets really continue? Many experts believe, "Yes!", it can sustain for a long run (not months, but years). The fundamentals of rapid appreciation equate to supply growing slower than demand....more
If you are looking for network marketing success, I would like to tell you that success in network marketing is not magic: there are no secrets. You should stop searching for exotic solutions and learn that success simply takes discipline and...more
With the debt levels at all time high, credit counseling agencies are reaping on the boom. However, as a consumer, it is in your best interest to choose a credit counseling agency wisely. In generally accreditation is helpful and an accreditation...more
It is 2006, an exciting time to be alive. Our economy in Alberta, Canada is booming. There are oodles of employment opportunities. Businesses are sprouting up on every corner. Where are you involved in this rodeo of life?Whoa your horses, Bucko!...more
If you're planning on buying a home after bankruptcy you'll want to read this article carefully.Buying a home is probably the biggest purchase you will ever make. Having a bankruptcy on your credit report adds an extra challenge.If you've read my...more
With increased mergers and acquisitions, changes in Phone Company billing systems, telecom costs are on the rise. Take a closer look at your telecommunication bills. There are many ways that your bills have hidden charges applied, not to mention...more