Support functions like training often are the first to feel the impact of difficult times. Ironically, the crunch comes at a time when many businesses may benefit from their services.Let me be clear at the outset, during lean times especially, employees should be focused on business activities that directly impact sales, service, generating revenue activities. Many training-related efforts that don't directly support these activities...more
Proper Funding is a pre-requisite for the successful operation of a Home Based Business. The fact is that without sufficient funds even the best planned Home Based Business whether it is big or small is bound to fail. Cash is an important ingredient absolutely necessary to sustain your Home Based Business and run it. The capital you require will ofcource depend on how big your operation is going to be. Many businesses fail within a year or two...more
Have you sat down and really thought about your financial future? I know people are busy these days and you think "well I'm young now and I'll have time to do it later." You're dead wrong. You are NEVER too young to start saving for retirement!They say if a 25 year old puts in $2.00 a day into a savings account ($60.00 a month), buy the time he reaches 65 he'll have a million dollars. However, what is a million dollars these days - really? It's practically chump change with rising housing and cost of living expenses.So you have to make a budget to save for the future. Don't expect Social Security to kick in, they're having problems already - much less when you get to be that age!Here are some strategies to help you save for the future and your retirement:1. Make a list of your monthly income. Include everything from your wages to gambling winnings, child support receive, alimony, and any other income you get every month.2. Then make a list of your expenses. List everything you spend from your utilities to your cell phone bill. Also your child's violin lessons, pet expenses - everything.3. Subtract your expenses from your income. Hopefully you...more
Abstract: This article distinguishes proactive selling from reactive selling and illustrates the technique and benefits associated with proactive selling.Are you getting "no's" bleed from customers saying no too often? Try asking questions that can't be answered with a no. Try proactive selling.Reactive SellingMuch of the time, we adopt...more
Unclaimed Money and unclaimed property searches are conducted by most Americans on an annual, if not biannual, basis. With over $25 billion in unclaimed money in the United States most people find money for themselves or one of their immediate family members. Unfortunately if the search is not done thoroughly you may miss money owed to you. Here...more
If you are like a lot of people working for Corporate America, continuously working in the same job becomes too repetitive and a change is needed. We call it he "two year itch". But looking at wear to land after taking your next leap forward is not as easy as it sounds. Job profiles are very misleading, and for the most part, do not reflect the reality of the daily routine. Aside from certain migratory patterns one follow, sometimes it may be more advantageous to stay in your current job rather than making an informed choice towards something that may sound promising, but ultimately ends up "being your Waterloo". Napoleon Bonaparte, Emperor of France and a feared war general, was considered at the time to be unstoppable. He would have gone on to conquer Europe until he lost at Waterloo. Such is the fate of many aspiring Joey P's who spend limited periods of time in different departments, proving their worth, excelling at their positions, and jumping into new challenges, until one day, disaster strikes. Whether it be a jealous co-worker, an incompetent boss, or worse yet, failing at a highly visible task that you simply could not deliver despite your best efforts, we are all...more
"At senior levels of an organization, the ability to adapt, to make decisions quickly in situations of high uncertainty, and to steer through wrenching change is critical. But at a time when the need for superior talent is increasing, big U.S....more
Abstract: Time management is not about squeezing more into a day or eliminating distractions. It's about managing activities to achieve goals. This article shows you how.How many times have you thought or said, "Sure, I'd like to (take a...more
At the age of 36, Michael Abrashoff was selected to become Commander of the USS Benfold - at the time, the most junior commanding officer in the Pacific Fleet. The immediate challenges that faced him were staggering: Exceptionally low morale with...more
Deploying Six Sigma means entering a period of significant change in your organization. Productivity and morale almost always suffers in times of great change. The requirements of change and adaptation and the very human fear of the unknown add to...more
Getting an equity loan is fairly easy nowadays. Many lenders are offering equity loans online thatare presented to homeowners with credit problems and so forth. Still, few lenders expect a creditrating around 720; however, few lenders will accept...more
If you were recently declined for equity loans, you may want to perform another thoroughassessment of the market, since lenders are now opening the doors to bad credit borrowers, nocredit borrowers, and current home borrowers. If you were recently...more