When preparing for an interview, you need to know your skills, experiences and achievements, and how to answer interview questions.Your SkillsBecome an expert about yourself. Before you wrote your resume, you probably prepared a list of skills, experiences and achievements. If not, then it's a good idea to take some time and prepare one.This information will help you answer questions that are most commonly asked during the interview. There are...more
A combination of lenient lending policies, low interest rates, and high house prices has created a situation where many people have overextended and unable to pay mortgage payments for high-priced homes they really couldn't afford. The Mortgage Bankers Association of America says that home foreclosures are at an all-time high, with some areas experiencing increases in the number of foreclosures of over 300%. But the news isn't all bad. Especially...more
The Value of Gold in a Era of Paper Assets, Stocks, Bonds and Mutual Funds...The facts behind the increasing demand for gold and silver, rare coins, and historic collectibles from the U.S. Mint...No other substance on Earth embodies the unique characteristics of gold. Its yellow lustre and beauty are unsurpassed. Since the earliest days of man, it has been admired, molded, shaped, and worn as a symbol of wealth and good taste.The romance and lure of gold is enhanced by its historic use as a storehouse of wealth. Gold's value is intrinsic. Its value is a measure of the true wealth and the stability of national currencies the world over. Throughout history, every paper currency has become totally worthless over time; yet gold remains.The precious metal gold cannot be created or destroyed or altered. It forever remains one of the most liquid investments with no geographic boundaries. Gold is bought, sold, traded, and stored in most parts of the free world with complete privacy. Likewise, U.S. gold coins enjoy many of these unique advantages.In a world where paper currencies come and go, where paper money can be depreciated 25% to 30% overnight, the price of gold cannot be manipulated...more
Time has proven that collectors tend to make the most money in rare coins because they search out "undervalued coins" and buy during market lulls. Buying in today's market climate offers you superb upside profit potential.PUT IN PERSPECTIVE – Rare coins have an extremely limited, fixed supply which has historically increased in value when...more
Everywhere you look credit seems to be an essential part of our daily lives, it is used if we want to buy a house or rent an apartment, buy a new car, or even go shopping for large item merchandise. With credit being such an important factor in our lives, the number of consumers that have poor to bad credit is astounding, but these people can...more
With all the talk lately about Mortgage Cycling versus Bi-Weekly Mortgages which one is really right for you? Choosing the correct one could literally save you thousands of dollars and shave off approximately 20 years on the life of your 30 year mortgage.So a little background on the principal of each program needs to be told. Bi-weekly mortgages became popular a few years back when interest rates were extremely high and it made a lot of sense to pay as much on the principal of your mortgage as you can in a systematic way. The way it works is that your mortgage payments are split in two every month so you end up paying (26) 1/2 payments instead of 12 whole payments which in effect ends up paying one additional month towards your principal. Doing this ends up saving the average homeowner thousands of dollars on the interest payments over 30 years and shaves off around 7 years of payments. Not bad for back then. But as interest rates started to drop the net effect of savings are not as great now as they were when rates were higher.But with the discovery of a recent mortgage loophole by Craig Romero, a senior mortgage analyst, Mortgage Cycling was born. Mortgage cycling allows a...more
Good sales people can close, but few "step up" for even more sales from that close. Yet stepping up should be one of the easiest accomplishments in sales that is if you know how to build the staircase. Do it by applying a leadership tool I have...more
H. Sam Hyams, a Toronto businessman and Orthodox Jew, is on his way to becoming a major player in the world oil markets with his company Strat Petroleum, Ltd. A well respected businessman in Canada, Hyams has a strong network of contacts in the U.S....more
Have you noticed how you feel when you're around positive people? You feel uplifted, refreshed and energised. You learn that life is what you make it and that you make your own 'luck'. Consequently the opposite is true when you're unfortunate to be...more
This is it. The end of another year. For some of you the next few days will either be frantic or quiet, depending on the business you are in.I hope those of you who are quiet are spending your time wisely planning what you want to achieve for...more
"I couldn't wait for success... so I went ahead without it." -- Jonathan Winters More Org Chart boxes than people? In previous issues of Profitable Venture Tactics (PVT), I have discussed how to develop your Strategic Objective, Organizational...more
As a business consultant I get the opportunity meet hundreds of professionals in every imaginable business each year. And time and experience have taught me one thing - there are a few 'Must Haves' for any modern business. My clients hire me to...more