Consultants, coaches, accountants, engineers, and other solopreneurs starting a service business, make common mistakes that cost them to be ineffective with their resources. In turn, these mistakes bring on a slow, frustrating success or even force them to remove their shingle because they run out of resources, normally money. You would think with all the training and knowledge now available that these individuals would be making fewer mistakes....more
Who would have ever guessed that there would be a home loan that would let you buy rental property with zero down? But it is a reality. Here are the three big things you must keep in mind when buying rental property with nothing down. You must have a credit score of at least 680. This score is the national average of credit scores. You must have 6 months of payments in reserves. In other words you need 6 months of principal, interest, taxes and...more
When preparing for an interview, you need to know your skills, experiences and achievements, and how to answer interview questions.Your SkillsBecome an expert about yourself. Before you wrote your resume, you probably prepared a list of skills, experiences and achievements. If not, then it's a good idea to take some time and prepare one.This information will help you answer questions that are most commonly asked during the interview. There are all types of interview questions, but no book or web site can give you the answers. Only you can come up with answers to these questions, because you're the only one who knows what your skills, experiences and achievements are. The interviewer is asking these questions in order to find out how much of an asset you will be to the company if hired. Come up with real life examples that highlight how your skills and achievements helped you in your previous or current job. Think of situations where you: Solved a problem for your supervisor or manager Developed an action plan in order to meet a deadline Led team projects successfully Received some sort of recognition or award at your previous job etcÂ…Answering Interview QuestionsWhen you...more
A combination of lenient lending policies, low interest rates, and high house prices has created a situation where many people have overextended and unable to pay mortgage payments for high-priced homes they really couldn't afford. The Mortgage Bankers Association of America says that home foreclosures are at an all-time high, with some areas...more
The Value of Gold in a Era of Paper Assets, Stocks, Bonds and Mutual Funds...The facts behind the increasing demand for gold and silver, rare coins, and historic collectibles from the U.S. Mint...No other substance on Earth embodies the unique characteristics of gold. Its yellow lustre and beauty are unsurpassed. Since the earliest days of man, it...more
Time has proven that collectors tend to make the most money in rare coins because they search out "undervalued coins" and buy during market lulls. Buying in today's market climate offers you superb upside profit potential.PUT IN PERSPECTIVE – Rare coins have an extremely limited, fixed supply which has historically increased in value when demand overwhelms availability. This fact is documented in the enclosed "Dow-to-Gold Report." It clearly shows how rare coins go up as well as down in price with varying market cycles. We believe the most successful Rare Coin portfolios were built in down markets by systematically assembling a variety of choice, rare, and desirable coins, with a three to five year, or longer, holding period in mind.HAVE A PRECISE FOCUS – Thousands of coins have been issued over the past 200 years. Very few collectors are experts on more than a few types of coins. For that reason alone, it's important to build a relationship with a firm that employs a team of knowledgeable Rare Coin Specialists and Numismatic Experts that are recognized as pillars of authority throughout the industry. Together, we can help you define your areas of interest, your...more
Everywhere you look credit seems to be an essential part of our daily lives, it is used if we want to buy a house or rent an apartment, buy a new car, or even go shopping for large item merchandise. With credit being such an important factor in our...more
With all the talk lately about Mortgage Cycling versus Bi-Weekly Mortgages which one is really right for you? Choosing the correct one could literally save you thousands of dollars and shave off approximately 20 years on the life of your 30 year...more
Good sales people can close, but few "step up" for even more sales from that close. Yet stepping up should be one of the easiest accomplishments in sales — that is if you know how to build the staircase. Do it by applying a leadership tool I have...more
H. Sam Hyams, a Toronto businessman and Orthodox Jew, is on his way to becoming a major player in the world oil markets with his company Strat Petroleum, Ltd. A well respected businessman in Canada, Hyams has a strong network of contacts in the U.S....more
Have you noticed how you feel when you're around positive people? You feel uplifted, refreshed and energised. You learn that life is what you make it and that you make your own 'luck'. Consequently the opposite is true when you're unfortunate to be...more
This is it. The end of another year. For some of you the next few days will either be frantic or quiet, depending on the business you are in.I hope those of you who are quiet are spending your time wisely planning what you want to achieve for...more