When the word networking is mentioned, most people I know think about salespeople or business owners exchanging business cards any chance they can. Of course networking can be the card exchange. It`s also "doing lunch" and attending events and many other equally valid and important things, but even so, most of what is written and thought about networking focuses on external networking.External networking is important. And, for a leader in a...more
Safety is about company policies and procedures. It's even more about people; more specifically, your employees' natural behavioral style and safety attitude at work. Training plays an important role in workplace safety. But who your workers are, not just what they do, may be even more significant according to a 1993 study conducted byBehavioral-Values Research Associates. SAFETY STUDIES The research was conducted on railway maintenance...more
You are considering the trading of commodities, or the options on futures as a wonderful way to supplement your income. You can even go one step further and determine that trading commodities and futures is a wonderful way to make a living. This is a great idea! The futures can only go two directions; up or down. All one needs to do is determine the commodity direction and jump on board. What could be easier?The next logical step is to find a place to execute your trades. You begin by going to the internet to find commodity and futures brokerages. You quickly discover that there are many futures brokerages offering a number of services to the commodity trader. Through your research you discover there are three basic levels of service futures brokers provide to commodity traders, which are full-service, discount, and online futures trading. Through more intense research you find out the very cheapest means to execute your trades is through online trading. Generally speaking the majority of beginning commodity traders will opt for online futures trading because it is normally the least expensive choice. Also, there is the sense of independence when online trading because one can...more
Thinking of Investing in Residential Real Estate: Its Still Location, Location, LocationRemember this: land is the element of real estate that appreciates. Man-made structures begin depreciating from the day they are constructed.Think schools first.Schools are often the first consideration for first time home buyers and renters at least 80% to...more
Are you tired of the old school network marketing techniques? You know, hanging flyers, bugging your family and friends, and holding hotel meeting?When I first joined my first network marketing company, I was told to use these same techniques. Things I was told by my up-line didnt make a lot of sense and I was only faced with questions I wasnt...more
ENDOWMENTS: Perhaps along with pensions the most widely recognised of mis-selling issues. Once again Lloyds TSB was fined a record £1million in December 2002 by the FSA with the bank setting aside £165 million to compensate between 42,000 and 46,000 policy holders (averaging £4000 per policyholder). The mis-sold endowment mortgages occurred between 1995 and 1999. As well as the Abbey Life arm of Lloyds TSB also involved were other providers identified by the FSA such as Royal London Group, Royal Scottish Assurance (part of RBS), Scottish Amicable, Royal and Sun Alliance and Winterhur. An estimated 430,000 homebuyers were in receipt of a total of £1bn in compensation. In June 2005, the Financial Ombudsman Service (FOS) revealed it was receiving 1,300 endowment mis-selling claims a week. Widespread unsuitable recommendations of mortgage endowments were made to unsuspecting consumers, again this advice being driven by large commissions. PPI (Payment Protection Insurance):In 2004 it was revealed that margins on PPI made by Barclays Bank was a profit of £240m on a turnover of £350m from such policies. Across the loans industry it was estimated that lenders made £5bn a year. It...more
Buying real estate can be challenging in this market. Actually it can be challenging in any market. What if I could show you how you could buy a property without any money out of your pocket and without having to qualify for a bank loan? Do I have...more
Summary: Forex Auto Pilot is an old, and well established work-horse. 93). It is the cheapest I've seen so far. Downside is that when it makes a loss, it is a big loss. I've seen it make 20 $20 profits in a row, then make 1 $200 loss....more
Summary: Forex Auto Pilot is an old, and well established work-horse. 93). It is the cheapest I've seen so far. Downside is that when it makes a loss, it is a big loss. I've seen it make 20 $20 profits in a row, then make 1 $200 loss....more
Summary: VERY impressive 86 page ebook, plus 12 training videos and 40 day-trading videos, plus ongoing weekly videos of his trades. Finally I found a down to Earth and honest marketer - I thought I would never meet one while doing all these reviews....more
Jumbo IRAs, large 401Ks, and other qualified pension money are subject to a double tax up to 80% if the owner of the large IRA dies with an estate tax problem.IRD: "Income in Respect of a Decedent" Internal Revenue Code Sec. 691(c) refers to those...more
Great business motivational speakers have changed the lives of millions. Business motivational speakers abet people to get financial freedom in business, develop their relationships, build up a positive manner, attain monetary prosperity, and have...more