People do business with people. More specifically, people do business with people they trust. Trust is at the heart of every business and personal relationship, and yet few of us give much thought to how important our behaviour is in enhancing, or damaging, the level of trust people have in us.Unlike monetary dollars and cents, trust does not have a fixed value. It is entirely subjective. Context significantly influences how we are perceived. The...more
Project management certification is proliferating worldwide as organizations around the globe projectize. This article surveys the various flavors of project management certification out there today.PRINCE2PRINCE2 is the de facto standard used extensively by the UK Government and is widely recognized and used in the private sector, both in the UK and internationally. The key features of PRINCE2 are: - focus on business justification - defined...more
If you have a mortgage, of any type, many people will give you the advice to make extra payments on the mortgage in order to pay off the mortgage that much sooner. Indeed, depending on the interest rate of the mortgage, making extra payments has a return in line with the best money market accounts. And you get debt free that much sooner. Whether or not you should pay extra on your mortgage depends on many factors, and there are many articles written about doing that; one of the factors involved is whether there are prepayment penalties in your mortgage or not.So, if you are going to make an informed decision about paying off your mortgage early, whether through extra payments or through refinancing your mortgage (which mortgage companies would love for you to do), you need to understand what prepayment penalties are, how they work, and why do they exist.Types of Prepayment PenaltiesIf your mortgage has prepayment penalties, they are in place for a period of time at the beginning of the mortgage. That period of time is anywhere from two to five years; after that period is done, the penalty no longer applies. The reason the prepayment penalty only exists for the first few years of...more
Anyone running a business will be only too aware of the problems faced when trying to find a reliable company to meet your printing needs. Waiting for an order to be completed can take days, the quality of the printing isnt always guaranteed and if you are looking for something out of the ordinary it can be expensive. That has now all changed due...more
An important attribute of every successful business is that of cash flow management. Cash is the oxygen, or the life giving blood of every business. Without it, a business cannot survive. Unfortunately, a lot of network marketers don't make money simply because they don't understand the concept of cash flow management.Let's look at a...more
It had been reported that with the current economic decline, applicants or almost everyone looking for a job tend to stretch the truth just to be able to secure them that theyll get the job they are after for. This is proven by surveys which say that this trend is what managements should be aware of especially with the recession that were facing right now. This employee background screening is actually instructed by the National Association of Professional Background Screeners (NAPBS) themselves. This is to make the management be able to properly screen and identify whether the candidates are considerably compatible to the job description their organization is looking for. Cautioned gravely, managements should be aware about the typical resume fluffing on the rise because of the intense competition for jobs at the present rate. More than just news regarding cutting or laying off of employees in major companies, proves that there will be a lot of individuals out of work in the coming days. Thus, those who lost their jobs, added with those whos about to start looking for work after studying consistently signifies the need to find more job posts.Naturally, when applying for...more
Post bubble recessionary real estate investing in a networked world pretty much nails this discussion, grab your web surf board and enjoy the ride.In this article, I show you what is working in real estate today and how to use the web and automation...more
Are you tired and afraid of losing more money in the stock market? Had enough of the financial "gurus" telling you to hang in there and "ride it out" as your retirement funds continue to dwindle and the bankers have just issued themselves another 5...more
Flipping properties, as described by the experts, can truly sound simple and easy. However, those who tried the late-night infomercial coaching systems found out that this was not the case. Unless youve mastered the entire process of locating,...more
Heres a news flash: Women are poised to surpass men on the nations payrolls for the first time in American history. According to a recent report by the New York Times, four out of five jobs lost in the current U.S. recession belong to mena...more
As I write this in April 2009, many would say we are living in tough, uncertain economic times. Watching, listening to or reading the news you will "know" that new layoffs are announced every day, a shaky stock market is followed more closely than...more
Customer partnership.Let`s pull this phrase apart into the individual words:Customer. This can be a person or organization who pays for your products and services. These external Customers are who most of consider when we think about Customers. But...more