During a recent visit to the once thriving southwestern town of Tucumcari, New Mexico, located in Quay County on "Historic Route 66," I wondered how businesses were surviving there during this floundering economy, especially since the town had been sputtering towards failure for more than a decade. The universe answered my mindful inquiry by presenting this example of how one businesswoman was making it, while an elder businessman was not.Once...more
A small business generally does not have the capital to purchase what is customarily known as a PBX system. Not only are such systems expensive, but the on-site hardware requirements can be a real hassle. This is the reason why so many small businesses, especially those that are just starting out, decide to meet their communication needs with a hosted IP PBX phone system.With a virtual hosted phone service, start up costs are quite reasonable, as...more
Next time you get your wages you should seriously consider taking your Payroll Administrator out for coffee. Payroll Management is an extraordinarily complicated job. Here is an example of the work a Payroll Administrator must perform to do her job. In any given pay period, your Payroll Administrator must process and issue employee paychecks plus calculate statements of earnings and deductions. She has to keep accurate track of employee time, absenteeism and other records. She also has to provide information to workers and executives on payroll matters, benefit plans, and collective agreement provisions. If that weren't enough your Payroll Administrator must keep up with new laws. This is especially relevant in light of the current economic situation. For example, the new American Recovery and Reinvestment Act of 2009, effects how much workers need to contribute to their the COBRA medical premiums should they be laid off involuntarily and how much credit the employer can claim to offset the balance. If all this sounds like a lot of mumbo-jumbo to you think of how your poor Payroll Administrator must feel! (if you are interested in this particular issue you can check it out on...more
UK FINANCIALS LTD Introduce Same Day Payday Loans with Bad Credit: meet your urgent cash needs effectivelyPayday Loan- Temporary cash with simple application approvalAre you facing any financial problem due to unexpected need generation? Is your payday still far from the day you need urgent cash? Then, payday loan is the best option available for...more
Applying for credt is overwhelming and frustrating nowadays by having to get all your paper work in order such as credit broker statements, debtors statements and lots of other paperwork you never knew you had. Then you make your appointment to see the customer service officer at your local bank.You sit down and complete your application for credit...more
So, you have been offered that new job and you have maneuvered your way through the salary negotiations and reached an agreement. What happens though if your current employer comes back with a counter offer?Most people's reaction upon receiving a counter offer is to feel flattered by the fact that their boss clearly wants to keep them - not to mention delighted by the prospect of an even higher salary. What makes accepting counter offers somewhat difficult, however, is that they have the potential to leave a nasty taste in the mouths of both the employer and the employee. Having revealed your hand, there is every chance that your current boss may now view you as disloyal and treat you with a degree of suspicion. In addition, unless money was the single source of your dissatisfaction with your current employer, then once the elation of a fatter pay check has worn off, you are soon going to find yourself just as disgruntled and miserable as you were before.In some ways, jobs are like many other situations in life. Take a relationship, for example. If, for the most part, things are going along quite nicely, but there are one or two areas where you feel that adjustments and compromises...more
Hey guys and gals, and thanks again for signing up for the free mini-course! I sure hope that you will gain as much out of it as I'm putting into it!First of all let's not waste any time! Credit! This is a huge thing in the Real Estate business, and...more
Foreclosures continue to increase in numbers as the economy continues to go down. More and more homeowners are having difficulty keeping their homes. Some homeowners try to have their loans modified by their lenders only to be frustrated. What is...more
Every segment of the economy has taken a beating over the course of the last year or so. Consumers are afraid to spend money, borrow money, or even go to work. The "irrational exuberance" of years past has been replaced by fear, trepidation, and a...more
Author: AnkitAfter State Bank of India (SBI) and ICICI Bank, it is now Bank of India (BoI) which has come out in the open with 'Star Own Your Home' offer. Under the new home loan plan, the bank will charge 8 per cent fixed rate for first two years...more
Author: Pradeep ShuklaHow is internet marketing business helping people earn great income and take it as their primary business? Today people are interested in making fast and easy money which is not impossible. If you can put in some effort in the...more
Author: Jason JarrettThe fixed monthly that one generates every month is never sufficient enough to tackle all the expenses. After taking care of the necessary monthly budget, you can hardly save enough to pursue your other needs. If under these...more