Overview:The Akiles CombMac 24E is one of the only heavy-duty, legal sized electric comb binding machines available on the market today. Built with the same punching motor as the extremely successful CoilMac EPI and WireMac E, this binding machine offers a high-volume, all-in-one solution for plastic comb binding. With so few models available that can handle legal-sized comb binding, the CombMac is an excellent choice for those who bind...more
Overview:The Akiles Megabind 1 is another in a long line of high-quality, solidly-constructed binding machines by Akiles. This heavy-duty, all-metal legal sized plastic comb binding machine has a manual punch with a comb opener. This well-made machine was designed to be used as a complete plastic comb binding solution for medium-volume applications.Features:The Megabind 1 has many useful features, including a depth of punch margin control. This...more
What exactly is an "Exclusive Buyer's Agent"?A: An agent who represents only buyers, never sellers, with no risk to their buyers of dual or designated agency on any home they want to buy.B: An agent who represents their buyers as a designated agent if they want to buy a home that is an in-house listing.C: An agent who gets paid regardless of whether the agent finds their buyers the home they want to buy or not.The correct answer is "It depends on who you ask". Let's discuss each of the scenarios above:A: An exclusive buyer's agent is an agent who represents only buyers, never sellers, with no risk to their buyers of dual or designated agency on any home they want to buy.This is the definition you would find in "Don't Risk It! A Broker's Guide to Risk Management", published by the National Association of Realtors in 2000: "Exclusive Buyer Representation - Also called exclusive buyer agency, this the practice of representing only buyers, never sellers. The company never lists a seller's property and thus never has a seller as a client."The definition above is also the definition used by the news media in articles written for the benefit of home buyers who are looking for consumer...more
While U.S. Federal Reserve rate cuts and the economic stimulus package are helpful, they aren't enough to bring the economy back from the brink of recession. Some mortgage lenders' decision to temporarily suspend the foreclosure process through "Project Lifeline" is encouraging but more drastic steps need to be taken to help a housing market that...more
Seller financing can be an alternative of getting a house sold quicker, and without reducing the asking price. By recognizing the number of people in this market who can't get traditional financing as potential buyers, property sellers, and their agents, can minimize their time investment in getting a property sold. Sellers who offer financing can...more
In steps the Stock Market, promising higher returns than stodgy old bonds, and money market accounts; hence, the stock market became the destination of choice for retirement savings and Wall Street responded by increasing the offerings to retail consumers through Mutual Funds. Before the year 2000 it was not uncommon to hear that the S&P returned 16% over the previous 10 years. Looking at the returns of one of the best known indexed mutual funds, the Vanguard 500, returns since its 1976 inception are 11.75%, impressive until you look at the 1 year return, -2.41%, the 5 year return, 11.89% and the 10 year return 5.06%. These are average returns not real returns. As an example let's look at the growth of 1 dollar in the mythical High Fly Fund. High Fly posts a 50% gain in one year and your dollar grows to $1.50. The next year it posts a 25% loss, now your investment is worth $1.125. The average return for High Fly reported by the mutual company is 12.5%, but that is not your actual return. Your actual return or compound annual growth rate (CAGR) is in the neighborhood of 6% per year worse if you factor in inflation.Is 6% acceptable given the risk that investors take on by...more
If you work for a publicly traded company, there are simple yet effective steps you and your investor relations director can take now to dramatically increase your company's exposure and attractiveness to investors thus bolstering share value and...more
Sometimes bad credit history like unpaid debt, default, arrears, bankruptcy, late payment comes as an obstacle in the way of getting a secured loan. But now a day there are many lenders who wants to offer secured loan by using borrower's property as...more
Loans are taken out when one finds no other way to obtain the fund required. Most of Britons are facing financial fuss. For the reason, lending authority has come up with solutions of secured loans UK so as to provide best monetary helps to the...more
Your eligibility for putting collateral can certainly enhance your chances to avail a potential financial help. Often your personal needs too have a big budget that takes a hefty sum. Generally, personal loan is considered for small financial help...more
One of the many factors to be taken in account while taking a loan is the interest rate charged on it. Interest rates ultimately determine the cost of the loan. A high interest loan is not a comfortable affair to deal with. Persons in search of low...more
Your financial help may be of low cost depending upon the options available to you. Market is full of the options. It has a range of services with differed cost. It is your profile that makes your deal better. Your property can play a vital role in...more