What sets one loan officer apart from another? And how do some people become "top producers" in their office, while others slowly squeak by? Surely, we all have the same amount of time, resources, and intelligence (debatable?!) available to us. So why do some loan officers fail, while others succeed? Here are some points to remember which will help ensure your successÂ…Take control. Stay on top of things and be sure monitor your loans as...more
Converting accounts receivable into cash is a critical process in the development of a healthy cash flow. While booking a receivable is accomplished by a simple accounting transaction, the process of maintaining and collecting payments from your customers requires a steadfast commitment to a systematic process of Accounts Receivable Management. To more effectively convert accounts receivable into cash it's essential that the credit and...more
To survive - to hang in there - to keep your head while all around you others are losing theirs - to stay in play - is a critical skill of leaders. Let's face it - even the most astute, successful person will suffer setbacks, and surviving and overcoming those setbacks is the true measure of a leader.To some, survival sounds like a skill for a loser. And, frankly, there are many who try to survive by holding back, by not taking risk, by getting as invisible as possible. Those are not the behaviors of leaders - they are not what survival means in this article - and they lead to failure.An example of survival and leadership:A client had a business unit that was doing badly. Unprofitable, losing customers, over budget. The business unit leader had been in the job for six months - not long enough to have created the mess, but long enough to be held accountable for it. Her predecessor had held the job for ten years - and then retired with honors. There were many days when she felt like giving up. She felt that she was more a victim than anything else. She had been a top performer in every other assignment given her. She felt she had gone from the top 5 percent in her company to being...more
Many supervisors, managers and team leaders bemoan the fact that their team is not totally engaged with what he or she is trying to achieve. Is it poor communication on the boss's part? Lack of direction? Lack or little motivation from the team members?A recent survey by the Corporate Leadership Council reported that from a study of 50,000...more
Author: Esa Jemis Are you in the market to purchase satellite TV for your PC? Whether you have just heard about this great service that many people are becoming attached to and leaving there present cable service I have listed some valuable tips on buying satellite TV for PC service that will literally save you tons of money. We all love to save...more
I hate to say it but simply paying your bills on time is not good enough anymore. It used to be that all you had to do to have good credit was make sure you paid all your bills on time. Today, this is so far from the truth it isn't funny.Now days, there are literally hundreds of factors that go into calculating credit scores, which also means there are lots of ways simple decisions on your part can cause bad things to happen to your credit score. But, why? What is the average consumer missing that puts his or her financial livelihood in such peril? The truth is that although there are still right ways and wrong ways to do things in the credit world, those rights and wrongs have dramatically changed while we were focused elsewhere. Unfortunately, while most consumers have a general idea of what credit scores are and that they are somehow important, we lack the specific information, tools and skills necessary to make the credit system work for us instead of against us. So, that said, what are credit scores, who uses them, and why are they important?A brief definition of credit scoring is that it is a numerical summary of how much you owe and how promptly you pay your bills. That...more
The vast red and blue oceans of the marketing world tsunamied into our awareness and vocabulary a few years ago, when two INSEAD professors, W.Chan Kim and Rene Mauborgne, claimed that competition can be rendered irrelevant.Their book, Blue Ocean...more
At any given point you can find groups of economists, known as bears, predicting doom and gloom and herds of others, called bulls, pointing to stock market highs as an indication of brighter days ahead. With oil prices predicted to hit $110/barrel by...more
(c) Gerald Romine - All Rights reserved - www.kickassrealestate.com Today I am going to respond to anl email I received because I know many people are in a similar position. Although the email is real, I've changed the author's name to protect their...more
(c) Gerald Romine - All Rights reserved - http://www.kickassrealestate.com A frequent question I am asked is:"How do I find deals in a hot real estate market?"Actually, there are several ways to find real estate deals in a hot market. The answer...more
Opening your first private practice and being your own boss is cause for both excitement and knee-knocking jitters. You're doing something, frankly, that you know nothing about. You are filled with hope and a desire to succeed. But you know the...more
Overview:The WireMac Combo is one of the only options that bind both twin loop wire and plastic combs with the same machine. This versatile binder comes in your choice of either a 2:1 pitch wire binding punch for larger sized documents, or a 3:1...more