With the average cost of a first time buyer's property around £162,000 parents are paying on average around £21,000 to help their children onto the ladder.20% of parents are now helping their children out with a further 20% looking to do so in the near future.With many parents feeling it is their parental responsibility to help their children out I think we will find the age at which many people pay off their mortgages slowly start to rise. If...more
Are you considering investing in property in the near future?Whether you are an experienced landlord or looking at taking your first steps on the property investment ladder you are probably being advised to seriously consider investing with the "state of the market at the moment"Is this a valid argument?You have probably been told by a property investment broker or company that there is never a bad time to invest in property as long as you are in...more
Buy to let has been a thriving investment product for quite a few years now, the fact that many would be purchasers cannot afford to get on to the property ladder has made sure that there is always enough demand for rental property.Now with the increase in interest rates and the decline of many buy to let mortgages numerous investors have stopped investing in buy to let and are instead looking at other avenues like overseas, flip sales and re-possessed property.Does this mean the end for buy to let investment?Well let's look at the factors The first thing you learn about in any Business Course is the simple principle of demand and supply.Less Supply + More Demand = Increase in Prices.More Supply + Less Demand = Decrease in Prices.So how can we be talking about the decline of Buy to Let if demand is so high, has supply really outweighed demand?I do not think it is as simple as that, true, there is high demand for property at the moment, and true, this has driven prices up in the last few years. This in turn has led to many properties being priced out of potential purchasers price ranges.So with property being so expensive now it is harder to purchase a buy to let property that...more
I read something the other day I couldn't believe. It angered me. Want to know what it was? The news article I read talked about being cautious when looking for work. Apparently your boss, the one that pays your bills, has nothing better to do than run phony ads on http://Monster.com and in your local paper looking to entrap you. I found this very...more
When you are looking for very bad credit loans, do not rush to the first such offer. Instead, make efforts to find out a deal that works well for you. You should take all the steps that ensure a less burdensome deal. You may be inviting more financial troubles once the new loan becomes a new burden.These loans provide only smaller finance to the...more
Payday advance is way different from the other loan provisions. In fact under stiff market competition, its accessing is very much. And thousands of borrowers are looking for such short-term money provisions. These money provisions are offered by various lending companies under different names, more instantly just in a day. It is in fact the cash advance that is offered by lenders against your paycheque to meet your immediate cash requirement. But you have to repay this loan well within the set time frame.You need to remember a few steps to get a cash loan. Simply select a lender out of a list of several lenders. For this purpose, you have an option of internet. This can guide you best in this regard. Different lenders have different rates of interest and repayment schemes. You will need to learn and verify different policies and plans. Once you will get it, you can pick up the one that will suit best to your needs and affordability. You get the amount of cash advance into your current bank account. This amount goes from £200 to £1,200. Fee charge of payday advance is a little higher to other longer term money provision. Because there is security placing for the loan, lenders...more
Money is an important ingredient nowadays when ever you wish to develop any happiness in your household. But for the borrowers with bad credit, it may become slightly difficult for them to arrange the money for those needs. Through very bad credit...more
Even if you failed to make timely payments in the past and carry lot other faults, you can have access to bad credit loans, thanks mainly to intense competition in the loan business. However, make sure that in availing these loans, you are not laying...more
If you are looking for loans but are not sure about getting any due to bad credit history, you can opt for bad credit personal loans. These loans offer finances to individuals in spite of credit problems like CCJs, IVA, arrears etc. The loan is...more
Spending money on the basic needs is a financial phenomenon. However, it gets problematic when spending goes beyond buying the necessities. Reckless spending can certainly hurt your finances. It happens in particular if you do not have a clear...more
Salaried people tend to take out payday advance for some urgent expense. This may be an easier loan for these people, but it can turn out to be a huge burden as well, if you do not take it out wisely. The main attraction of these loans is that the...more
While it is very tempting to rush for taking out a payday loan for instant money, you must be aware of its various aspects, in order to approach the loan in a wise manner. These loans are a usual option for salaried people, when they have shortfall...more