Normally personal and business matters are very hard to combine together and when in a family company owners have no choice but to deal with both professional and personal issues at the same time. This situation puts pressure on the business owner to always perform according to what is expected by his or her family members and sometimes, it prevents them from doing what is needed for the business and its operations. Additionally, they are also...more
Have you ever been shopping online, found the perfect product that you desperately want, and then click to the shipping page and find out that the shipping is twice or three times as much as the product? If you have large items that will need extensive shipping, or even need to be picked up locally, that will restrict your business prospects online. There are certain areas of business that sale specialty items that cost enough that the large...more
Only twenty to thirty years ago internet marketing was a foreign phrase to most people. Advertising was done through magazines, newspapers, television and radio. Today, however, technology has thrown business marketing way ahead of it's old fashioned past. Companies set up websites, advertise all over the internet and have a web address, making it easier than ever for customers from all over to buy their merchandise. With that mentality you would think business owners have it better than ever, and in some ways you would be right. Who wouldn't want to sell car part from New York to someone in Mexico without any problems?In other ways Internet marketers have to work twice as hard to keep their business running smoothly than Mr. Smith in the little grocery store down the street. There is no actual interaction between business and customer through internet marketing, this makes it impersonal and cold, many people do not like this kind of business. Marketers must work to build relationships with clients, making them feel at home, as if they have a friend in your business. They must go the extra step in making answers available for customers with questions, and easy to contact customer...more
For those considering frequent flyer credit cards, consider all of the benefits that they can offer, not just the obvious benefits. These lines of credit are growing in popularity, and rightly so. Many of the best credit cards in these programs offer discounts far beyond the standard frequent flyer miles. You may also find yourself saving money on...more
Getting a 0 balance transfers credit card sounds like such a great deal that many people forget that they should be seeking out other benefits from these cards as well. Savvy consumers who apply for balance transfer credit cards know that there are pros and cons to getting these cards. The idea for a smart consumer is to maximize the pros of the...more
A zero interest credit card is clearly an obvious opportunity to save money. Several credit card companies offer programs where you do not have to pay interest, or finance charges, on the line of credit. In nearly all of these situations, the zero interest credit cards have a limited time offer for zero percent. After that introductory period of time, the rate will likely adjust to your standard interest rate. During the time of no interest, you may be able to save a substantial amount of money by using these credit lines. How Interest Is DeterminedWhen you use a credit card, the credit card company makes a profit by charging you interest on the purchases that you make. They assign interest rates, or the percentage that they charge you, based on your past credit history as well as other factors. The lower this rate is, the less risk you are to the company and therefore the lower the amount of money you have to pay when you use the credit card. When you apply for a zero interest credit card, you are applying for a line of credit that offers no interest. Again, this is mostly for a limited amount of time. Zero interest credit cards likely help you to save money by simply not...more
Money back credit cards are a great invention. They are a way for consumers to save money on every purchase that they make by getting a percentage of the purchase back from their credit card company at the end of the billing cycle. Most consumers who...more
There are very few people who enjoy professional networking events. Sure, some people love them because they like to be the life of the party and to meet others in their field who will appreciate this quality about them. But most people find these...more
You have almost certainly received a credit card 0 apr offer in your mailbox or email inbox. Some people apply for every 0 apr credit card that comes their way. Others opt to avoid applying for these cards altogether. What both types of people will...more
Nobody likes tax time. This is particularly true for the small business owner who has to deal with business taxes in addition to personal taxes. However, there are things that you can do throughout the year to reduce the stress that is felt at tax...more
It's a little bit exciting to get credit card cash back money. After all, you already made those credit card purchases and forgot about them so it's not like you're really expecting to get anything else. The cash back credit card offers you a little...more
Many people apply for credit cards hoping to get a very high credit limit. What they often find is that the credit limit that they qualify for is considerably lower than what they had anticipated. This can be frustrating for people who want to...more