Ever feel like you just can't pay off your debt quick enough? Here are some ways your credit card creditor may be holding you down.Increasing your credit card interest ratesDo you walk out to your mailbox every month, snatch up your bills and wonder: 'How am I ever going to be able to pay all this debt off?' It's a thought that rushes through the minds on millions of Americans every year as they struggle to try and make payments on debt that...more
HR leaders must know how to thread their way through the ins and outs of outsourcing before their organizations can build an effective HR solution.Although HR professionals have been using outsourcing in one way or another for many years, the trend continues to gather steam. A growing number of organizations are outsourcing at least some of their HR functions.Some point to increasing cost pressures or the need to relieve staff of their...more
So many clients have been telling me they're launching new teams this month. But there's a catch - these are new teams made of "old parts," which is to say no brand new employees are on the teams. The teams are comprised entirely of managers, professionals, and staff who have been reorganized to better meet market demand.Is it any different launching a brand new team vs. a reorganized one? I don't think so, but it's easier to blow it, because of assumptions you make about people you already know. The steps are the same; it's the nuances that are different.Most leaders and their direct reports do a fantastic job of addressing the goals and business objectives of the team and of planning the tasks to be done. It's the building of relationships that is too scant or poorly executed, and this is why it's essential to build a relationship with each new team member, and to get any relationship issues out on the table so they can be addressed. If you don't have time to deal with relationships now, when exactly will you? This also gives you a chance to spend time with new team members and learn who's on board and ready to move forward with you and who isn't.Let's look a little more closely...more
What is Lean Six Sigma?http://www.100pceffectivetraining.com/leansixsigmaLean Six Sigma is a business improvement methodology which combines (as the name implies) tools from both Lean Enterprise (Manufacturing) and Six Sigma. Lean eliminates the waste in your processes, while Six Sigma ensures quality through the elimination of variation in your...more
Have you ever thought about or noticed a competitor utilizing "thoughtleading" as a business development strategy? Positioning yourself and your firm as leading-edge thinkers in your field involves publishing articles and books, speaking regularly to professional groups, getting yourself noticed by the media and surveying your target market in...more
How Automation Assists Sponsors, Facility Management Personnel, Study Directors and QAUs Comply with Good Laboratory PracticesMaintaining a quality system that complies with the FDA's GLP regulations requires the cooperation of four groups and/or individuals. The GLP regulations specify these groups as follows:* Study Sponsors* Facility Management Personnel* Study Directors (usually only one per study)* QAU (Quality Assurance Unit)Extensive ResponsibilityEach of these groups or individuals should be 1) an integral part to the conduct of every non-clinical safety study and 2) should adhere to the respective responsibilities assigned by the FDA. Since these responsibilities are extensive, the automation of GLP management is highly recommended for life science industries that are already fighting against breakneck product-to-market time warps. Study SponsorsSponsors often carry the weight of ultimate responsibility for every non-clinical study. After all, it is the sponsor who will reap success when a study is fruitful or take the traumatic brunt (i.e. usually financial loss) when it fails. It is easy to understand therefore why the sponsors of many non-clinical studies are eager to...more
If we told you that there are only four ways to make money, would that feel less overwhelming? At The Money Gym we subscribe to Malcolm Gladwell's theory as laid out in The Tipping Point - anything between 3 and 7 is a good number.By breaking it...more
Sales begin from the bottom-up or the top-down. They can begin internally from a perceived need, or they can begin externally from a marketing presentation. No matter how the sale initiates it ends with the executive in charge of the decision...more
When considering whether or not to buy a property in Polandas an investment it seems prudent to look for expert advice.Is now a good time to buy? Which area is the best to choose?Will the real estate rise in value? But by looking at thehistorical...more
This way of analysing the property market is not unique toPoland. Those involved in Western European property havebeen using the same foundations for their calculations andgetting it wrong for decades. The truth is the link betweenaverage salaries,...more
The subheading to this article could read:"How the little guy gets squashed by the establishment"You might say: "So what's new. We know that that happens all the time." - And you are probably right.Let's start at the beginning: This morning I was...more
To be a successful investor or trader, a written investment plan is a must! In fact, most broking firms will not allow its professional traders to trade money without a trading plan!Each and every trader must submit their plan and have it approved to...more