A zero interest credit card is clearly an obvious opportunity to save money. Several credit card companies offer programs where you do not have to pay interest, or finance charges, on the line of credit. In nearly all of these situations, the zero interest credit cards have a limited time offer for zero percent. After that introductory period of time, the rate will likely adjust to your standard interest rate. During the time of no interest,...more
Money back credit cards are a great invention. They are a way for consumers to save money on every purchase that they make by getting a percentage of the purchase back from their credit card company at the end of the billing cycle. Most consumers who have a money back credit card are satisfied with this benefit. But those consumers that are really smart with their money can actually benefit a lot more from the use of their money back credit...more
There are very few people who enjoy professional networking events. Sure, some people love them because they like to be the life of the party and to meet others in their field who will appreciate this quality about them. But most people find these professional events to be a social obligation that's moderately enjoyable at best. One of the main reasons for this is that many professionals really don't know what to talk about with others during these events. Some people have found that if they compare business credit cards with strangers, the ice is broken and the event goes more smoothly.Credit Card Conversation EtiquetteIf you shied away form the idea of comparing business credit cards in a professional setting, it could be because it's been ingrained into you that it's not polite to talk about money. Remember here that you're not discussing your business debt or the number of credit cards that you own personally. In fact, you should stay away from these topics altogether. But it's not inappropriate to compare business credit cards with others in a general way. This allows people to get information from one another and to give each other business tips that can be useful in the...more
You have almost certainly received a credit card 0 apr offer in your mailbox or email inbox. Some people apply for every 0 apr credit card that comes their way. Others opt to avoid applying for these cards altogether. What both types of people will find is that there are good offers and bad offers when it comes to 0 apr credit cards. More...more
Nobody likes tax time. This is particularly true for the small business owner who has to deal with business taxes in addition to personal taxes. However, there are things that you can do throughout the year to reduce the stress that is felt at tax time. One of those things is to use a business credit card for all purchases that are made throughout...more
It's a little bit exciting to get credit card cash back money. After all, you already made those credit card purchases and forgot about them so it's not like you're really expecting to get anything else. The cash back credit card offers you a little bit of a reward in addition to your purchase so that you can have some spending money in your pocket. But what do you want to spend that money on? Different people find that different purchases can make their cash back credit cards really benefit them.Pay Your Credit Card BillSome people find that the best use of their credit card cash back money is to pay off their credit card bill with it. Many cash back credit cards make this easy by offering that as an option in your rewards package. In other words, when you sign into your online account to see what your dollar amount cash back is, you'll also see an option to "use this amount to pay your bill". This allows you to save the money that you would've normally spent on your monthly credit card bill and to use it for something else down the line.Get Rewards Other than Cash BackMany cash back credit cards offer a certain percentage of your purchase amount back to you in cash but will give...more
Many people apply for credit cards hoping to get a very high credit limit. What they often find is that the credit limit that they qualify for is considerably lower than what they had anticipated. This can be frustrating for people who want to...more
Money back credit cards are a great invention. They are a way for consumers to save money on every purchase that they make by getting a percentage of the purchase back from their credit card company at the end of the billing cycle. Most consumers who...more
A zero interest credit card is clearly an obvious opportunity to save money. Several credit card companies offer programs where you do not have to pay interest, or finance charges, on the line of credit. In nearly all of these situations, the zero...more
A no interest credit card seems like a good thing, and it can be, when used correctly. There are many examples of credit card companies providing this type of introductory 0 APR offer. These lines may be an ideal way to save money on finance...more
Nobody likes tax time. This is particularly true for the small business owner who has to deal with business taxes in addition to personal taxes. However, there are things that you can do throughout the year to reduce the stress that is felt at tax...more
You have almost certainly received a credit card 0 apr offer in your mailbox or email inbox. Some people apply for every 0 apr credit card that comes their way. Others opt to avoid applying for these cards altogether. What both types of people will...more