Festive AtlantaConsidered one of the South's richest cultural hubs, Atlanta is home to many festivals year round. From Springtime's Atlanta Dogwood Festival, the Decatur Arts Festival and the Sweet Auburn SpringFest to Winter's Martin Luther King, Jr. Celebration and Southeastern Flower Show, Atlanta's festival circuit spans the calender and the globe with its diversity. Atlanta Dogwood Festival, the Decatur Arts Festival and the Sweet Auburn...more
Saying "no" is really tough, whether it's to ourselves for something we really have our hearts set on, to our kids, or someone else we love. Nobody wants to be the bad guy who has to deny something that someone has asked to have. When it comes to the ease of using credit, saying no to all the wonderful things there are to purchase in the world can get even harder. And it seems to get worse if it's something you think you must have to "keep up...more
With the large number of consumer loans around, there is no end to the number of people who are drowning in indebtedness. There will always be a need for more money. Understandable though this need might be, there is no justification for spending more than what you actually have the money for. A great number of people are having problems paying off their loan obligations primarily due to the practice of charging their spending on their credit cards without much thought about when and where they will get the money to pay for it. Even when this is so, there are ways to live a debt free life. You can successfully erase your loans and become debt free when you choose the right debt relief instruments. There are several of these instruments around today. The challenge to you is to find out which one of these instruments would work best for you. You can take advantage of the available solutions to end your indebtedness now. Being adequately informed about your debt relief options should be your first step towards cleaning out your debt and living a debt free life. You can find that one option available to people who are a few months behind on their monthly repayments is debt...more
With the continued change in lifestyles of people, regular paycheck seems not enough to help them survive. That is why the demand for loans and credit card has become so overwhelming. However, this scenario brings about a lot of dilemmas since a lot of people encounter problems paying off their debts. But through these tips on how to become debt...more
Generally public never aware of such financial terms whether its credit card, credit card debt, good and bad debt, and much more. Bad debt is defined as an amount that is written off by the business as a loss to the business and classified as an expense because the debt owed to the business is unable to be collected, and all reasonable efforts have...more
Many Americans spend many sleepless nights worrying about debt elimination, and with good reason. With a national consumer debt at over $2 trillion, most have amassed a large unsecured debt, and the weakened economy and loss of jobs is making it difficult to pay back. In seeking to alleviate the pressure, consumers are looking at all of their options.The term debt elimination sounds straight forward enough. But, the process of getting from being in debt to getting out of debt can be a road paved with financial mistakes. There are many theories floating around. Some will say that one approaches debt elimination by paying off the highest interest rate ones first and working down the list. Others vow that by starting with unsecured loans that are the smallest amount and paying them off first, you gradually eliminate them one by one. In either case, there are pros and cons not the least of which is that the consumer ends up feeling like nothing is happening except interest rates piling on.Complete debt elimination takes discipline and patience. It doesn't happen over night even though that would be the optimal scenario. In order to succeed, it means the consumer has to take a...more
People should know that Debt is that which is owed usually referencing assets owed. Also in the case of assets, debt is defined as means of using future purchasing power in the present before a summation has been earned. Several companies and...more
Most of the time it happens that we forget or not able to keep the record of our debts. And we get to see such scenario like If you're behind in paying your bills, or a creditor's records mistakenly make it appear that you are, a debt collector may...more
People should be aware of different aspects of debts before dealing with it. Usually when you're sorting out how to pay back your debts, you should identify the most important ones. These are called your 'priority debts' and should be settled first....more
Debt settlement is clearly a better alternative than bankruptcy and due to the massive amounts of consumers in debt, creditors are agreeing to very generous debt settlement deals. To compare debt settlement companies it would be wise to visit a free...more