The process of acquiring debt is easy but paying it off really seems like a monumental task. This holds especially true for certain kinds of debt specially, credit card debt. The problem is that they are so easy to use, and we dont think about the eventuality of having to pay them when we use them. Meanwhile, our balances increase and its only then we seek solutions such as debt consolidation or debt reduction when we can no longer pay the...more
When people are doing research on how to buy a used vehicle, they often see information encouraging them to have an independent pre-purchase inspection done of the vehicle before purchasing it, but people may wonder whether or not it's worth the money. It is almost always a good investment. For around $100 you can typically get a general inspection of the mechanical condition of a vehicle. It is generally a good idea to have this done even if the...more
Against the backdrop of today's economy, an increasing number of people are falling behind in paying their bills, which means that these same people are often on the receiving end of collection calls. Unfortunately, there are many debt collection agencies that use unsavory tactics in order to get people to pay. Even more distressing is the fact that most people don't know that they have rights under the Fair Debt Collection Practices Act (FDCPA), and that it's illegal for debt collectors to engage in a number of behaviors. Here are five to watch out for:1. Calling at all hours of the day and night. The Fair Debt Collection Practices Act is clear that debt collection agencies can't call to the point of harassment. While the law doesn't stipulate what, exactly, constitutes harassment, the general guidelines are that debt collectors can't call after 9:00 p.m. or before 8:00 a.m. - unless you've told them to call then. They also can't call repeatedly - more than three phone calls a week from a debt collection agency is harassment - and they can't call and hang up. 2. Sending you postcards. The FDCPA was enacted to prevent debt collection agencies from embarrassing and harassing you....more
It seems that perhaps the winds of change are blowing and consumers in the United States are singing a different song, to become debt free. Perhaps its just a symptom of the economic times and it a won't last or perhaps it something more lasting.We have gone though a decade were shop til you drop was in vogue. Now it appears, that either by...more
Nothing can put a damper on your life quite the way debt can. Suffering from debt can really take some of the meaning and value out of your every day activities by giving you a sense of anxiety and stress that seems to be constantly hanging over your head. What you need to know is there are methods of Debt Relief out there to help you through your...more
Being suffocated by debt can be an intimidating way to live your life. People these days are starting their lives off with significant amounts of debt at a very young age because of the increasing costs of life and the price one has to pay in order to get an education. To go to college today is more expensive than ever. Between attaining the education itself and having to pay for room and board, costs are astronomical. It is no wonder that recent university graduates are starting off their careers with overwhelming debt.It is unfortunate that people have to begin their professional lives and careers with outstanding financial issues. Being Debt Free would be pleasant and ideal for recent university graduates. This way they would be able to start a new path with a clean slate and an open mind. Unfortunately in this day and age, people are in need of Debt Help so they can become Debt Free and ultimately progress in life. Being freed from your debt does not happen miraculously. In order to rid yourself of financial binds and become Debt Free, you must take matters into your own hands and seek Debt Help. Meeting with a financial specialist will get you on the right track to being Debt...more
Across the United Kingdom, debt is a severe and expanding issue that people are facing. Countless people are suffering because they seem to owe more money than they are able to come up with. Having to endure the process of inescapable debt is not...more
Keeping an open mind and informing yourself about important financial aspects is the key to staying out of debt; however, for many people, debt struck full force without giving many warning signs. If you have found yourself helplessly and...more
The market for used forklifts is not stagnant at all. It remains on move with the to and fro of buyers and sellers. Forklifts that are rejected after they have been used for a period of time are usually sold for thousands of dollars not much less...more
Civil Rights in AtlantaAtlanta was an important place for the American Civil Rights Movement and is proud of the role the city played in changing history. Since faith played a major role in the lives of the activists and leaders involved in the...more
Becoming Debt Free Today By: Wayne Bobo About the Author Wayne Bobo has a opinionated view on becoming debt free but the main view he shares to help with relieving debt is Right Here (ArticlesBase SC #3522131) ...more
Debt collectors can be quite a trouble if you have unpaid debts. You could be one among those who are harassed by debt collectors. But you are protected by the FDCPA. In order that debt collectors dont harass you in order that you know how to beat...more