On the 4th January 2011 VAT in Britain will raise to 20%. The raise in VAT means that practically every sellable item from food, petrol, DVD's and even gas and electricity will increase in price by 2.5 percent.Unfortunately this also means that if you have debt problems and are currently in an IVA (Individual Voluntary Arrangement) then the cost of any payments you make will also go up.As a result of this increase it's more important...more
Debt Freedom Now: How To Get There National Debt Relief ProgramDebt FreedomDebt freedom programs are helping thousands today. We offer resources for debt freedom at the end of this story. The mid-terms elections brought newfound attention to the ever-increasing national debt, which stands at more than $13.8 trillion, or nearly $44,600 per U.S. citizen. This number dwarfs levels of personal debt, and it can have an impact on the future...more
It seems as though everyone wants to offer advice on how to get out of debt - but what about if you want to avoid getting into debt in the first place? After all, most of consumers don't go looking for a mountain of debt; rather, there are specific money moves that they've made that have sent them spiraling into a financial black hole that's difficult to get out of. If you want to make sure that you avoid these money pitfalls, then it's important to know what moves are extremely dangerous for your financial health - and how to avoid making them in the first place.So get ready for these expert tips and techniques, and say good-bye to the fear of getting into debt!Not Having An Emergency Fund. We've mentioned this before - when you don't have an emergency cash cushion to keep you afloat during difficult financial times or emergencies, then you'll be forced to live off of your credit cards or through personal loans. This is a recipe for debt disaster, so make sure that you have a safety net for those unforeseeable emergencies like medical bills or unemployment. Many financial experts agree that a savings cushion that's worth three months of...more
Consumer Debt National Debt Relief ProgramConsumer DebtConsumer debt programs are helping millions of Americans lower their debt. We offer resources at the end of this story for getting started. A report announced by the Federal Reserve of New York concerning consumer debt reveals that revolving credit decreased by 12.1%. Credit card debt...more
Imagine Waking Up Debt Free Making the decision to file for personal bankruptcy is not something to be ashamed of. These days it's not uncommon for layoffs, downsizing and the current recession to force people to think about using the services of San Diego bankruptcy attorneys. Financial turmoil often times may result in families making...more
Debt settlement is considered a good alternative to bankruptcy, but is it really that good? Find out the answer from debt management services.How Debt Settlement WorksDebt settlement companies act as savings account for debtors. They offer to save up a lump sum of your money, and, once it attains maturity, they negotiate with creditors to pay off your unsecured debt. It is one of the debt management services agencies offer to get you out of debt.Debt Settlement More Misleading Than ReliefUntil now, this debt management option was regarded as a substitute for bankruptcy. A bankruptcy declaration can have a negative effect on your credit report and your future prospects for bank loans, insurance and even jobs. Thats why the debt settlement scheme was devised. But some thing things are too good to be true.There are several debt management services agencies who charge exorbitant fees in the name of the negotiation and debt settlement process. They also dont offer you any legal protection against the lawsuits of collection agents. This can make one question the true objective of these agencies. In fact, due to their steep fee structure, these debt settlement companies are being...more
Factoring Companies Factoring Support 2010 Tax Debts Many small businesses know it is time to think about 2010 year-end taxes. And this year, there may be more than a few changes to the 2010 and 2011 federal income taxes.Unfortunately, even...more
Erase Unsecured Debt Fast - Get Rid Of Unsecured Debt and Get Your Life Back If you are in monetary distress this is the time to get your act together and get help to erase unsecured debt fast before it really does become a debt mountain. This...more
Toaster Ovens - Are They A Worthy Purchase? If you've never used a toaster oven before, you may not understand the benefit of owning one. You're probably used to using your big, bulky oven for most of your baking needs. It gets the...more
Extenze Review: A Must-Read Prior To Purchase If you are bent on trying some of the male enhancement products being offered in the market, then you better make sure to check out an Extenze Review before making your purchase. Read one...more
Apple ipad deals: various offers awaiting on purchase of ipads Apple ipad deals are bringing an exciting offers with them. They are proving to be good gadgets for the people.Apple has a good customer base for its product. Recently after the...more
Debt Settlement Lies What the heck has happened to your country that every decision we make is based on FEAR?I am afraid I will go broke? I am afraid I will die? I am afraid I will get sued? I am afraid of being abducted by aliens!Really? Is...more