When you have found the horse that you feel is the most suitable for you and that he has met your criteria; I strongly recommended that you arrange for a vet to carry out a pre-purchase veterinary examination. This may seem costly its not. It may save you a lot of money and heartache in the future. You may also want a Mobile Field Shelters to stable your new horse.A pre-purchase examination reduces the chance of buying a horse that may have...more
Debt-Ridden Canada Canadians carry more personal debt per person than in any other developed country in the world, at a whopping $41,000+ per person. Shocking, isn't it? Look around at your family-spouse or partner, kids, parents, in-laws-and add it up. How much do you personally owe? At the same time, more than 80% of Canadians also want to be debt-free. What a conundrum. And how did we ever get here in the first place?Some of the...more
Advice to Stay Out of Debt Well, the best advice to stay out of debt, hands down, is, don't go into debt in the first place. But with Canadian debt levels at all time highs that little bit of terrific advice isn't going to do a lot of people much good right now. And many of us grew up with debt as a kind of standard of living we saw in our parents' lives, and now have carried forward into our own. Who doesn't owe on their student loans? Who doesn't carry a monthly balance on their credit cards or line of credit?Although many Canadians, even most, might be in debt, the people we want to emulate are those who have no debt. What's their secret? Well, odds are, they know a thing or two that we can learn and copy.First, recognize there's good debt and bad debt. If you're a recent grad carrying $25,000 in student loans, you'll be happy to hear that's a good debt. It's considered a good debt because the return on that whopper of an investment should far exceed the money you had to borrow to make it. On the other hand, if it's a $10,000 debt on spring break trips to southern climes and lovely Margaritas, well, try and get...more
People who get heavily into debt should dread the day that they start hearing from the bill collector. These people can call at inopportune times, and they can call so frequently that you may avoid picking up the phone. However, it's entirely possible that the bill collector may not be a real bill collector. Instead, they may be supervised by...more
Debt refinance is something that many people are considering to help them get rid of their debt. You have to understand more about this so you can decide if this is the best decision for you.The best way to do that is to seek the help of a debt elimination company in your local area that will provide you with the help you need to determine if this...more
Clear Debt and Be Free To clear debt, American consumers are working in different ways and programs. From credit counseling to bankruptcy and all in between, it seems to be a national goal these days. The era of free spending on numerous credit cards is over, and while many are paying the prices for these old habits, new ones are being developed.Getting rid of the old spending patterns is critical to clear debt, and whether the consumer works with a credit consultant or goes straight to a debt resolution company, it is taking a step in the right direction. For the consumer who is managing to stay current, but worries that they can't continue to, a counselor can be of assistance. For those who are beyond that point, and are living with collector calls and dun notices, the step is a bigger one.Most consumers should rule out bankruptcy. It is a financially and emotionally devastating experience, and takes years to recover from. Many don't realize that a declaration of bankruptcy stays on a credit report for ten years, and that's a long long time. Debt consolidation works to reduce debt by obtaining a secure loan, but these types of loans also take years to pay...more
The Most Inexpensive Way To Purchase Nutrisystem I often get questions about how to get Nutrisystem for the cheapest or lowest price. It's pretty well known that there are coupons that you can use and that auto delivery offers some...more
If you are unfortunate enough to be in debt then you are not alone and help with debt problems are available. The most common form of solution is called an IVA. It's a financial term and stands for Individual Voluntary Arrangement. It's a...more
Debt Settlement Act 2010 - Why Unsecured Debt Is Always Negotiable Good news is that the debt settlement act of 2010 is in place and this means that the consumers in debt can now make use of the law and eliminate certain percentage of the debt...more
Which Sling Should I Purchase for My Airsoft Gun? While we've covered at length the various choices of airsoft weaponry currently available, I'd like to take a moment to discuss an often-overlooked component: the rifle sling.Designed...more
When stuck in a bad debt situation, it's never too late to take action. The important thing is to know the right steps, created a doable plan and work towards your goal. In this article, let us talk about the ways on how you can get out of bad...more
When it seems like there are too many bills to handle each and every month, this could mean that there is too much debt floating around. It is not uncommon for people to deal with high amounts that they are currently having a hard time getting on top...more