If you have ever had to help pay for a burial, you probably know how much it costs. When you add up the burial, service, lunch, and other expenses, you may be paying tens of thousands of dollars. This may seem like an odd subject, but it is a real concern for a lot of people.One alternative is to purchase a burial life insurance policy. These products, marketed by life insurance companies, can be a simple and fairly affordable ways to make sure...more
There is another kind of insurance that goes beyond the coverage of your basic policy, people from the insurance business calls this Extended Coverage. From the word itself, basic insurance policies cover only the basics, it doesn't take into account unnatural occurrences. So if you want additional coverage, you can ask your broker for an Extended Coverage (EC).Having different kinds of insurance doesn't guarantee full coverage, one should take...more
With the arrival of various online insurance authorization providers, the task of obtaining authorization for hospitals in US , medical groups as well as independent healthcare providers has become a lot simpler than ever. These online authorization providers have their own user friendly, easily navigable and intuitive websites whereby you can download the application form for your radiology, cardiology, DME, nuclear medicine, general medicine, and surgery insurance authorization requests. The form is to be filled out and then sent to the authorization expert via mail or fax. You can even upload the required clinical documents via their website. Once the form and required documents have reached the authorization service provider, you can rest assured as the authorization would come to you very soon that too without any hassle. The service provider will carry out the entire leg work and do everything from contacting the local insurance agencies and following up with them and getting the documentation done in the end. Outsourcing the process of obtaining authorization for hospitals has multiple advantages for the healthcare provider. The most prominent of all the advantages is that...more
Compliance with self insurance regulations is critical. It's a legal obligation on self-insured businesses. The alternative is not having self insurance, and that's definitely not the preferred option. Compliance management issues can be difficult, particularly if you're only just starting up your self insurance systems. There are several ways of...more
Consumer guide is the buying guide; when we decide to purchase anything we need to evaluate the advantages and disadvantages of a service or about a product. Therefore consumer guide is an essential manual for purchase irrespective of the nature of commodity.This law of comprehensiveness is appropriate for health insurance purchase also. In case of...more
It would be fallacious to assume that a company like Blue Cross Blue Defend medical insurance is the very best to go with simply because they've been around so long. The appeal to tradition, in different words, shouldn't be the one issue considered when researching or contemplating which insurance company to go with. But then again, when an organization like Blue Cross Blue Protect medical health insurance company has a PROVEN observe document over such an extended time frame, mixed with advantages and competitive packages, the company is certainly price considering. So, first, the Blue Cross Blue Defend medical insurance affiliation started as separate entities s Blue Cross and as Blue Shield tarting in 1929! As Blue Cross grew, Blue Protect also came about, one offering hospital coverage and the other providing medical protection, both working, then, in tandem. As soon as the unbiased facilities merged, they became what we know of as the Blue Cross Blue Shield medical insurance supplier, an affiliation which is liaison for over thirty-eight separate, unbiased regions, from Vermont to California to Puerto Rico. Of those thirty-eight regions in the US, one out of every three...more
Health care expenses have increased abruptly since last few years and according to market analysts medical expenses are going to take a hike due to global inflation. In this scenario health related expenses are becoming great headache for senior...more
Many employers have the tendency to employ more staff during busy seasons. They take more employees when the festive season is fast approaching. The appointment of temporary staff is generally done to meet increasing customer demand. You have to take...more
Medigap insurance is the other name of Medicare Supplemental insurance and it is meant to cover the left over gaps related to medical expenses by Medicare insurance plans. The utility of Medigap insurance is immense for the aged persons who have to...more
Indeed, every backpacker travel insurancecovered individual should think about three important considerations. And these periods are the before, during and after periods, which truly deserve their utmost thought. It is extremely valuable to know what...more
The Medicare plans are beneficial for a persons future; after a certain age, when a person loses the ability to work and earn, the Medicare plans comes very helpful for the health related issues when a person is short of money. Most of the Medicare...more
Being on the other side of 50, you would know that your own health expenditure is going up day by day. To make matters worse the cost of the different medical costs are going up too. And if you have still not retired, then you are...more