If age equals experience, I am now of the age when I feel old enough to tell people about the shortcomings of my younger years. I am an avid motorcyclist. I have been since the age of 12 when my father first introduced me to a Honda 150cc motorbike. The only deal he made with me was that I had to pay for my own motorbike insurance. As a youngster, that task was more easily said than done and, as a result, I was often left with having to make...more
If you've made the decision to go for professional indemnity insurance (a very wide decision, by the way, for anyone who offers any form of professional advice or services to clients) your next decision is going to be where to get it. Ideally, you want a combination of convenience, expert knowledge, excellent customer service and highly competitive pricing. Who wouldn't? But is that just a wish list or can you really find it all in...more
You've heard it all before. Everyone it seems has his own ‘nightmare builders' story. The one about the builders who spent more time drinking tea than doing any work. Or the one about the builders who knocked down the wrong wall. Or the one about...None of them apply to you, of course, because you work hard to deliver an excellent job, at a fair price, time and again. But still you've heard it all before. And maybe that's what it's like for you when people talk about builder insurance. You've heard it all before. Blah, blah, blah.The trouble is that ‘blah, blah, blah' won't cut much ice as a defence if an unhappy customer makes a claim against you. And it can happen. No matter how careful you are, things can go wrong. You could accidentally break something valuable in a customer's house. You could be up a ladder and accidentally drop something heavy that injures the customer standing underneath. You could cause mayhem (expensive mayhem to repair) by accidentally drilling through a water pipe. And the list of things that can happen accidentally goes on.Even if it's not your fault, in this age of ‘no win, no fee' legal services, customers can be tempted to make a...more
Deciding its time to start using hearing aids is a big decision for many reasons. Not only does it completely change the way a person hears the world around him, but they are a technology that requires getting used to, even more so than other corrective apparatuses such as eyeglasses. Relearning how to hear can be a long and frustrating process,...more
Many insurance companies offer online amenities such as payments and processing of temporary documents. This makes it very convenient for people who need some kind of document to process something. One can now get an online proof of insurance in just a couple minutes and this will serve as a document that will verify your coverage of the said...more
We all live in a world full of dangers. Predicting all of them is an impossible process, but what we can do is anticipate such situations and take preventive measures. One of the measures most at hand for each one of us is getting insurance. Generally speaking, this means that a certain company will promise you reimbursement in case of loss, but in the case of Bricklayer insurance, you have a lot of options to choose from.First of all, in order to be able to get such insurance you need to be employed within the field of bricklayers. In this case, the insurance will make sure that you and any other third parties involved will be protected against any risks which may appear at the work place.In order to choose which type of insurance suits you the most as a bricklayer, you need to analyze the most dangerous things that could happen to you at work. Also, you need to get informed about the existent offers and check for prices.Usually, there are three types of insurances for bricklayers. The boundaries are established accordingly with your status and qualification within this industry. Consequently, if you are a bricklayer who works for someone, you may want to go for a Bricklayers...more
When you set up a motor trade business, there are many things you would have to attend to relating to finance, infrastructure, employees and so on. While most of them are things that you need to sort out and you would have to spend your time and...more
The more time you spend on the road, and the more valuable cargo you carry, the more you need insurance specifically adapted for the demands of the motor trade.For long days and nights, you face risks and challenges the average motorist barely begins...more
As an entrepreneur wishing to set up a taxi hire company, you need to be aware of all aspects about the business including possible risk factors and how you would be able to counter them. Let us face it: setting up a business poses many challenges...more
Insuring our vehicles is not only necessary and practical, it is the law. Having enough coverage in case of accidents only makes good sense and allows us to keep more cents in our wallet. Whether you require insurance for your bike, HGV, or are a...more
Having set up a taxi hire business, it is your duty to ensure adequate protection in terms of insurance cover. The insurance for vehicle hire businesses has its own characteristics and if you can read about them to get to know them better, it would...more
Even if you believe you have good taxi insurance, call today for a taxi insurance quote. Find better coverage at lower rates.In a difficult economy, circumstances conspire against you, increasing your risk. You may feel tempted to cut-back your...more