Just by little effort you are able to look around for inexpensive motorcycle insurance. Even before you start collecting different insurance quotes, it is necessary that we need to think about some important aspects. It is important to calculate your present age and in addition your past driving record. In the event you dont have a clean driving record in the past then there can be probabilities that could affect your insurance amount. In the...more
If you want quality service for your roofing needs, it is best to approach the licensed and the insured roofers in your area. The law does not require licensing for all roofers, it is their choice if they want to undergo through the process or not. However, as much as you can, go to the licensed ones since this will ensure you that they really know what they are doing.If you want to check for the list of licensed roofers in your area, ask the...more
Term insurance is the purest, simplest and perhaps the most useful form of life insurance. Under a term insurance policy, the policyholder pays a premium for a fixed term ( which is typically between 5 and 30 years) . If the policyholder survives the duration of the policy, the risk cover comes to an end. If something untoward happens during the term of the policy, the sum insured is paid out to the policyholders dependants. Life insurance policies can be bought by people for various needs- savings, protection, investment and retirement. Strangely, In India, in all the excitement about ULIPs and insurance as a long term investment option, the very basic fact that insurance at its core needs to provide protection has been ignored to a large extent. And term insurance products have not been able to find their place in the sun. This is essentially due to a quirk in the distribution system where distributors are more interested in selling policies with higher annual premium as the commissions are higher. Term insurance is typically very cheap- a 35 year healthy male would be able to buy a 10 year term insurance of Rs 50 lakhs paying an annual premium less than Rs 10000.Term insurance...more
If you want to compare business> in Australia then you are going to be hard pressed to find a website that gives you the information you require. I have purchased several business insurance policies and to be honest I didn't really make a comparison. I am in the new generation that hits the internet first and when I did a quick Google search...more
Health has become a major factor in peoples lives. So people should take some responsibility towards their health. As you all know there are many kinds of diseases and still every day new diseases are being discovered. Though doctors and scientists are trying their best to solve the diseases with new technologies, the treatment cost can be...more
The internet has made life very easy in a lot of ways. However, it has also created a lot of confusion! Much of the insurance discussion available on the net is US- or UK-based, and our Australian insurance industry is quite different. Today we check out a common misconception when buying income protection insurance - that it will cover you for unemployment.What does income protection insurance actually cover?Overseas, income protection cover will often cover you for involuntary unemployment. While the taglines or advertisements for different policies might say "What would happen to you if you were unable to work?", they actually mean "What would happen if you were unable to work due to your own sickness or injury?". Income protection insurance policies are similar to the old sickness & accident type policies; however there are some key differences. Income protection policies have a set benefit period of usually 2 years, 5 years or until age 65. Whereas most of the sickness & accident policies had life time benefits and therefore paid until you passed away!What doesn't income protection insurance cover?In Australia, income protection insurance doesn't cover: Redundancy...more
It is always a hard time when a loved one passes away and the last thing you want to be thinking about are the funeral costs. You want to be spending time with family and friends and have so many things to do such as meet the lawyers, doctors,...more
Insurance is something that everyone likely will need at one point or another, especially if they plan to hit the road once they get a driver's license. The truth is, though, so many different people are either driving uninsured or just...more
You want to know about the different insurance policies so that you know the type of coverage you need, but where do you start? How do you go about the whole process? It is useless to try random companies because in this way you will not know which...more
Insurance is a service you should never forget to set up, since you never know when you will need it. It is generally a good idea to be ready for it.Insurance is nothing more than a sort of protection for when a problem comes up. Paying what is known...more
The big day has finally arrived. You pay the exact sum of money for your new motorcycle eagerly with the cash in hand while your heart feels like it's about to burst out. You could hardly wait to ride down the neighbourhood to show off your...more
When it comes to real estate transactions, most consumers are aware of the importance of purchasing title insurance. Purchasing aircraft titles, however, often involves just as much risk as land title transactions, and purchasing aircraft title...more