Income protection insurance, also often called income insurance, pays up to 75% of your income when you suffer from an accident or illness. It helps protect your livelihood, allowing you to pay for bills and living expenses while you focus on recovery.This type of cover is especially important for families where there is one main breadwinner. It is also vital for single people who want to ensure their financial independence no matter what life...more
Both terms, trauma insurance and trauma cover, are used interchangeably in Australia. As the word 'trauma' suggests, this type of cover offers financial protection should a serious accident or illness befall you.Trauma cover is suitable for both single people and couples. As you may already know, disease and illness do not discriminate. It is probably even more important for single people who do not have a partner's income to rely...more
I recently started a business and had to get liability insurance to ensure I was covered if I wanted to get the Australian government contract I was after. I like the internet and use it to search and buy many things including insurance, but trying to compare> online was near impossible. I had a look around the USA and UK and found that this is a common problem. There are many website which compare other insurance products such as car, health or travel insurance but almost none when trying to get a few business insurance quotes.There is a simple reason for this; it is harder to give quotes online for business insurance. This is because most businesses are different and although the insurance companies categorise each business they still will almost always speak or email a customer before following through with the sale. This is to ensure that there are no particulars you may have missed which may cause you or your business financial loss. After all, if an item is damaged or stolen and isn't covered you may not be covered. Similarly, if you are performing a duty (such as a plumber doing electrical work) then you may not be covered either. You need to talk to a broker or...more
Funeral> is a great product that has only become widely available in Australia during the last 5 years. Prior to that, there was only one or two companies in the market offering funeral cover and it was expensive and not really worth it. Now there are plenty of companies fighting for your business and as a result funeral and crematory insurance has...more
The internet today is the most vast source of information. Information is almost commoditized, the only important thing being that one should know what to search for. The greatest role of the internet has been in removing information asymmetry, leading to a more efficient marketplace. And insurance is one area where the power of information through...more
Insurance for a motorbike in the UK is required by law. If you are about to invest in such a bike then you must be certain you can meet the monthly premium payments. The type of bike you buy is going to affect your premiums.Most motorbike enthusiasts dream of owning a Harley Davidson. This brand name is a classic and it is also a premium cruiser for those who want to ride in comfort. However, a bike of this category is pricier and therefore the premiums are also more expensive. This is because it costs the insurer more to replace or repair such a high quality machine. If you can't afford the monthly bike insurance payments for a premier brand then reconsider a less expensive bike.Another very important issue is where you will store your motorbike. If you are going to make use of secure storage overnight or when the machine is not in use, your monthly premium payments will decrease. The reason is because your bike is less likely to be stolen or damaged if it is kept secure. The insurance industry providers are only too aware of statistics. They use these numbers to determine how risky a potential client is to them. The insurance industry is constantly monitoring and...more
Where to Find the Best Motor Insurance for You One vital thing to get after getting a motorcycle would be motor insurance. Make sure you take some time off to research any options available to you first, though, so you can get the best insurance...more
Surely, you want to get a good insurance company. Many think they are with a good company, until they get into an accident and find that their company really is not as good as they thought it was. This is usually because they did not do the proper...more
Which insurance company is the best? We are not able to tell you any direct company names, however, we know exactly what makes them on the list of being the best. Below, we are going to give you a list of five things that make an insurance company be...more
As consumer Internet usage continues to grow, businesses are shifting their advertising budgets in epic proportions away from traditional advertising channels such as direct mail, print, and television to interactive channels such as websites, search...more
Just name a few insurance companies, there are so many insurance companies out there, sometimes it is a bit overwhelming. Lowest price premium for each company to provide excellent customer service and claims, but really, what exactly? If you search...more
The insurance industry provides coverage for individuals who would like to protect themselves against illnesses in the future. This industry has commonly discriminated against people who are already suffering from illnesses though. If you are already...more