The first thing you need to think about is how many vehicles you own, or how many you intend to have. The reason for this is simply because if you have more than one vehicle, fleet insurance may very well be your best option.Most insurance companies offer fleet insurance nowadays, but you may find that the threshold for qualifying differs slightly from one provider to the next. In other words, some providers may require you to have a minimum of...more
Most people who decide to start a taxi business in the UK soon discover that most of the websites they visit only tend to offer, or at least mention, regular car insurance, and of course regular car insurance is pretty much useless if you own a taxi. Fortunately however, things are not quite as they seem.Once you start applying for quotes, you'll be asked a variety of questions. For example, you'll need to state whether you're a 'public hire'...more
Contrary to what you may believe, finding affordable insurance for you taxi is a relatively simply task nowadays, simply because there's an unbelievable amount of competition out there. Insurance companies all over the UK are continuously slashing their rates in order to secure more business. In fact, this is the primary reason why every taxi owner should compare insurance quotes regularly, instead of automatically assuming their current provider is offering them the best deal.The chances are you can always find a better deal if you look hard enough. Sure, your current taxi insurance policy may have been the best deal around when you signed up for it, but if you're nearing the end of it, you can almost be certain someone else will be offering a better deal by now.Type of Taxi Service:When it comes to taxis, most insurance companies base their rates on similar criteria. For example, the cost of insuring your taxi will depend largely on the type of taxi service you operate, bearing in mind you get public hire, private hire, and contract hire taxis.Insurance and Theft Risk:Every insurance company takes the risk of theft very seriously irrespective of whether you're insuring a car or a...more
As you may well already know, having regular car insurance means nothing if your vehicle is being used as a taxi. Whether you're involved in public hire, private hire, or contract hire, you'll need to have the correct type of insurance in order to be operating legally in the UK.So, why is taxi insurance so important? First and foremost, taxis carry...more
One of the most important insurance coverages for any small business and especially for independent IT project managers is errors and omissions (E&O) coverage. Many small technology companies are not sure what it covers and how it differs from other types of insurance policies.Here are answers to some of the most common questions that IT Project Mangers ask about E&O insurance:Whats the difference between professional liability and errors and omissions insurance?Professional liability insurance and errors and omissions insurance are essentially different terms for the same type of insurance, which protects your business in the event that a client alleges that you or one of your employees made a mistake while providing IT services, causing that client to suffer a financial loss.Whats the difference between E&O insurance and general liability insurance?While E&O coverage (also known as professional liability insurance) covers you for errors you may make while doing your job, general liability insurance responds to claims of bodily injury or property damage. For example, you or one of your employees injures someone or damages property at the client's location, or someone comes into...more
Insurance Policies in TexasIt is defined by government of Texas that it is necessary to have auto insurance along with liability insurance policies. It is punishable by law to drive in Texas without the insurance coverage. Traffic policemen are on...more
Backpacker Insurance- Let Your Trip InsuredWho don't get thrilled when it comes on travelling? Answer is no one. It is the only thing which gives you satisfaction, enjoyment and happiness and takes your all sorrows. There are thousands of wonderful...more
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Cheap insurance: Get the most desirable dealThe auto vehicles are probably the most desirable assets for today's man. It is always in the best interest of the person to realize the role and the importance of having the most desirable auto vehicles....more
One of the things that is so juxtaposed with life and which simply cannot be split from it is uncertainty. Particularly in todays times life has become extremely unpredictable. It is therefore of utmost importance that people have a backup with them...more