If you are not in the best of your health, then you certainly have to miss out on the discounts that insurance companies give out on insurance premiums. Insurance companies reward the healthy with lower insurance premiums and loyalty benefit programmes. This may not yet be true for health covers but life insurance companies are giving out term covers at cheaper rates. As the health insurance market evolves, we expect to see lower health insurance...more
How to save on Insurance premium By: PolicyTiger About the Author (ArticlesBase SC #3553929) Article Source: http://www.articlesbase.com/ - How to save on Insurance premium more
Many people don't realize that there are a variety of ways that you can save on your health insurance. While most are aware enough to try and find the lowest possible premiums on a good insurance policy, there are in fact several other ways that you can reduce your premiums and get more reimbursement than you ever dreamed was possible.One way to save is through a health risk assessment. While many companies offer this type of discount to their employees some still don't. Sit down and talk with your insurance provider to find out if health assessments are available for your company. Essentially what this does is reduces the amount that they take from your paycheck for each pay period. In exchange you will have to answer some health related questions and may have to have a blood test. It is an evaluation intended on providing you with health information that can help you to make healthier choices in your life and in exchange your insurance provider will cut down your premiums a little.Another way to make the most of your insurance plan is to look for the ways to save money on health related expenses. Many health insurance companies don't draw your attention to these issues, however...more
Many Working Folks Do Not Get Health Insurance at Work!We are utilized to thinking of well being insurance policy as an employee benefit. However, numerous little companies do not offer a group health program. With the boost in house based companies and little cottage industries, a lot more Americans seek their personal, specific and family members...more
Insurance premiums combine to make up a substantial portion of most American's monthly bills. Between home insurance, car insurance, health insurance, and others, it is likely that you are paying many hundreds of dollars every month to protect yourself from the worst case scenarios that life sometimes throws at us.But while carrying the proper...more
Many people who start a new business avoid taking insurance to reduce their expenses. These people incur high capital expenditure to start their business but avoid taking insurance because they consider it to be unimportant. Businesses require insurance to support them when calamity strikes. For example business people incur expenses when they start a factory. However, their investment can disappear if the factory catches fire. If the factory is insured, the insurance company will compensate you for the loss. Therefore, it is important that all business owners take out an insurance policy to protect their interest and the interest of the stakeholders.Today, it is common to find lawsuits filed on the company by their suppliers and customers. Even a small mistake on your part can land you in big legal mess. The fee for hiring a lawyer is high and it may cost you thousands of pounds to defend yourself. When you take out an insurance policy, your business interest is protected and the lawyer's fee is paid by the insurance company. They will ensure that your business is protected and save you from potential loss.The commercial insurance policy that you take out should protect you from...more
So you might have heard of courier insurance, motor trade insurance, car insurance, fleet insurance, heavy goods vehicle insurance and so many more, but have you heard of commercial insurance? If you have, do you know what it can do for...more
If you are a business owner, your business will have to meet certain criteria as set by the insurance industry. Some of these are:* Pending Legal Aspects* Premise Safety Measures* Work CultureThe insurance industry has preset grades or standards...more
Most people who own a car must be aware that they need to get an insurance policy to drive their car on road. Owners who don't get insurance have to face legal ramifications if they are caught breaking insurance laws. A good car insurance policy will...more
Any individual or firm involved in any business related to motor vehicles must carry an insurance cover. Whether an individual tunes cars, does oil changes or it's a workshop that repairs cars or owner of a fleet of trucks, or cars that are used for...more
If you provide a service within the larger motor industry it is necessary for you to have the appropriate insurance. Your service or business would fall under the umbrella of Motor Trade Insurance. However, because there are so many different kinds...more
Technology is a wonderful thing. If you happen to work in the wedding insurance business, it's perhaps not quite such a wonderful thing.Wedding Insurance Claims - When Technology Goes Bad By: Adam Leyton About the Author For more...more