If you run a pub, club or hotel, then you will be fully aware of just how many valuables are kept inside your premises. Of course, the most obvious thing to consider is your takings. But there are plenty of other expensive items to think about as well. Your large selection of drinks will be worth a substantial amount of money whilst cigarette machines usually hold a good few pounds worth of tobacco. Most thieves are not exactly well-known for...more
When people are looking for an insurance policy, they can often make a number of mistakes. Experience in life will give us an infinite amount of wisdom, so if you have never taken out a policy before, it is all too easy to get the wrong sort. Dog insurance, pub insurance, life insurance or home insurance; it doesnt matter what type of policy it is you are after, there are universal methods to getting the very best deal. Here are a few tips to...more
When starting up your own business, there are a multitude of things you are told to consider and its not always immediately apparent what they all mean. Professional indemnity insurance is one of those things; from the name alone, its almost impossible to tell what it is or how it differs from any other kind of insurance. Below is a guide to professional indemnity insurance, covering what it is, how it helps and how much of it you need.In the hugely complicated world of running a business, in which myriad things can go awry, there are few things worse than a simple mistake causing a long-lasting negative impact on both your company and yourself. Professional indemnity insurance is a specific kind of insurance that protects your business from claims by dissatisfied customers, which may otherwise damage your reputation and devastate your finances. This includes accidental loss of clients information or money, unintentional infringement of copyrights or trademarks and cases of negligence. Although all businesses have a duty of care towards their clients and most try to fulfil their obligations, mistakes can and do happen, so its always best to be prepared. Professional indemnity...more
In todays cutthroat world, in which people have be known to make a living suing others, professional indemnity insurance is a necessity for any business that doesnt want to find itself stunned by a vast legal bill. Although risk management is an essential part of all industries, few professionals are at more risk from being at the wrong end of...more
Pubs, clubs and hotels have always been a preferred target for criminals. They have all kinds of treasures just waiting to be plundered. Cash, alcohol, cigarettes and even charity collections can be easy pickings for thieves. But just how would you stand if you became a victim of a burglary? Would your pub insurance policy cover you for all of your lost valuables? And would your insurers pay for all of the damage caused? So many people do not carry out any research when they are taking out their insurance. A lot of pub, club or hotel owners are under the impression that all insurance companies are very much the same, but this is most certainly not the case. One company may be brilliant to deal with and they will pay out for everything affected, stolen or damaged. However, you can be sure that some others will pick holes in your claim and refuse to compensate you for many of your losses. This is why it is so important to get the very best cover for your premises. If you are the victim of crime, then you really dont want to be worrying about whether or not you are going to be reimbursed; there will be plenty of other things to deal with as it is. And this frustrating...more
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Renters insurance helps protect and cover any injuries and damage to a renters home or person in the future. Many insurance companies like Home Insurance of Las Vegas provide all Home Owners Renters Insurance Policies with a combination of local and...more
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