Why Purchase Insurance OnlineIf you are just starting to look for car insurance, you know there are a few ways to do it. The most tried and true way in generations past has been to rifle through the yellow pages and call every insurance agent in the book until you find the price that works best for you. You can imagine that trying this method of buying insurance would be rather costly in time. Not to mention, you may not always get the best...more
Top Insurance Benefits You NeedIt is no secret that the insurance game can be a very expensive one, as it is one of the most lucrative industries in the world today. When it comes to car insurance however, it can be difficult to decide what insurance company is right for you and your family. When you are looking for car insurance, you want to find a company that offers you a number of benefits at the price you can afford. But what are those...more
What is insurance?What is insurance?Get past all the complicated language and this is a simple contract. You pay a premium and if one of the risks causes you loss, you can claim compensation. Because the insurers cannot inspect every vehicle before they insure it, this is a contract based on good faith. If it later turns out you modified the vehicle or were less than honest about your driving record, the insurer can cancel the policy and leave you with any cover.Liability insuranceThe key part of the law of tort is called negligence. If you are at fault and injure a third party, you are liable to pay compensation. The amount will depend on how much damage you did. If this was just a bending of a fender, the amount will be small. But if you had the bad luck to hit a top-of-the-range Beamer driven by a banker, the claim will come in for medical treatment, pain and suffering, loss of earnings, and anything else his expensive attorney can think of.Mandatory insuranceIn all but three states, the law requires you to carry a minimum amount of liability insurance. In most of these states, the amount is low so, in most accidents, you are underinsured. The law allows any victim to claim for...more
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California Business Insurance – Types of Insurance Important To Small BusinessesCalifornia business must consider the regional differences which can adversely impact their businesses including earthquakes, fire, flood and pollution, which can be particularly problematic when compared to other areas of the country. Further, healthcare and workers...more
In the bad old days, it was only drunken doctors, ineffective engineers and insubstantial architects that felt the sting of expensive law suits. Nowadays though, litigation is in the air and the changed definition of freelance professionals means that professional indemnity insurance has unfortunately become a must for them too.Basically, professional indemnity insurance is needed by anyone who is responsible for offering professional advice and services others. As this covers most freelancers work, professional indemnity insurance is an absolute must for those operating in this capacity. Professional indemnity insurance is a type of insurance which is designed to protect professionals from claims made against them by clients. If, for example, a copywriter is employed by a large advertising firm and is then found to have plagiarized a rival firms work, the copywriters client is liable to get sued. In turn, the copywriters client will seek compensation from the copywriter for damages incurred. Professional indemnity insurance would protect the copywriter and help him pay for the legal costs. Whatever field the freelancer works in - whether its as an artist, programmer, writer or...more
Blue Cross Blue Shield of Florida - Florida's Leading InsurerAre you wondering how Blue Cross Blue Shield of Florida became Florida's leading insurer? They did it the hard way. Over 60 years ago, the company started out with just a few policies...more
New Zealand is an island country located in the Pacific Ocean. It is ranked among one of the world's most desirable countries to live in. It is among the highest with its quality of life, lack of corruption and many other factors. There is a strong...more
Commercial Truck Insurance Basics: Bobtail Insurance can Save You MoneyAfter all, it is your livelihood! Talk to your agent about bobtail insurance to make sure you're not overpaying, and always ask them to clear up any coverages you don't...more
How to Discover a Inexpensive Creating Insurance OnlineIn law and economics, a policy of danger management in order to deal with sudden loss is what is recognized as insurance. Insurances are readily available on several troubles and points; it may...more
Do you really need to insure your taxi in the UK? Unfortunately the answer is yes. As with all vehicles, taxis cannot be driven on any public road unless you have the correct type of insurance in place. With that said, any taxi owner in his right...more
Taxis differ in appearance just as any other regular cars do, but let's face it those black cabs you see making their way around London have become iconic. While they certainly do give the country a face, they also cost a significant amount of money,...more