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I'm constantly surprised at the number of people who do not have life insurance and have not even considered their need for it.As someone with first-hand experience of the devastation caused by a sudden death in the family, I am very aware of the financial implications. Although most people do not like to think about death and find planning for it depressing, the truth is everyone who is born, will die - someday! Surely you are aware of this fact! Given that death is not a maybe, not something that may or may not happen but something that is 100% guaranteed to happen to you and everyone else eventually doesn't it just make sense to make provisions for this inevitable day?Most of us have car or house insurance and yet car accidents, burglaries, fires, floods and other unfortunate disasters are not guaranteed to happen to you. They may happen, but they may not ever! Yet we acknowledge the benefits of insuring these items of value to us. So, how much more valuable is your life than your car or your house contents? And apart from the emotional loss, what financial loss or difficulties might those around you suffer when you die? Life Insurance is simple to get and...more
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The need for life insurance might be even greater when going through difficult times, so this type of insurance plan should be among your main considerations when going through tough times.Maximize Benefits From Your Life Insurance In Difficult Times...more
These are the main factors that will influence the long term insurance cost. You want to check with each insurance provider to find out what influences their cost. Don't rush your decision about which insurance provider to choose because finding...more
Are you approaching retirement and faced with the question of how to pay expenses if you cannot take care of yourself? Do you worry about the possibility of your children having to pay the cost of care? You are not alone. Across America there are...more
Life insurance policies can often be sold for thousands. There is an increasing demand and market for life insurance policies due to increasing numbers of institutional investors who want to buy them. This emancipates seniors from life insurance...more
The popularity of Long Term Care insurance is increasing. The coverage provides care for individuals over an extended period. Two main types of policies are generally offered. A variety of services are provided with coverage. If purchased at the...more
There may come a time when you are not as healthy as you wish you could be and taking care of yourself on a day to day basis is not possible. While the idea of that may be worrisome it is important to be practical and have a plan like long term care...more