Now that you understand why assisted living insurance is smart for everyone to have, you need to decide if you are going to do the right thing and get coverage now. Just remember that you never know what life will throw your way and being prepared is definitely wise for anyone.Assisted Living Insurance Is Smart For Anyone For Many Reasons By: Jeff Schuman About the Author If you enjoyed this article by Jeff Schuman please...more
Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments and/or conditions. If the insured dies during the term, the death benefit will be paid to the...more
Why would you want life time pet insurance? Despite what the name suggests you may not want this type of insurance from the beginning of your pet's life. In this article we're going to talk about why you might want life time pet insurance and who it's suitable for.Certain types of policies are limited by the amount of time a condition can be claimed for. These are usually the cheapest because insurers have a 'cut off period' where they can say "I'm sorry it has now been x months since you started your claim. You are no longer able to claim for any further bills."There is no limit with life time pet insurance (also known as life long pet insurance). However, although this is a great feature, it is not only found in lifetime policies. You may be aware that you can get 'per condition' policies, which also have no time limit on how long you can claim for a particular condition. Per condition policies are usually slightly cheaper than lifetime too.So, what makes life time any different from 'per condition policies'?Many of the articles you will read miss this crucially important detail out when they talk about this type of insurance. They will talk about how it covers your pet for life...more
People have lost their companies, their jobs and their life savings because of the financial crisis. Even if the economy is beginning to shape up, people are still struggling to get back on their feet. People greatly affected by the recession have to cut down on their expenses just to make ends meet. During these tough economic times, looking for...more
Protective life insurance has been a major attachment in most basic estate planning and development and the majority can offer a non-taxable income death benefit, which can go beyond the amount of premiums being paid by a client.Still, a lot of protective life insurance payments and funds are mostly wasted if the designations for ownership and...more
Unfortunately, the best life policies in Australia will vary as it depends on which policy is best suited to your needs. However thanks to the internet, buying and finding a life policy which suits your needs has never been easier. The good thing about buying personal cover online is that most online comparison services are free. They can also compare a number of policies at the same time, saving you valuable time.Which companies compare the best life insurance policies?Make sure you choose a reputable comparison service. A reputable comparator will compare Australia's top insurers and ask you a number of questions. The greater the amount of questions asked, the higher the chances you have of paying lower premiums. Some of the top companies that an online comparator should compare include:* AIA * AMP Insurance* Asteron * Aviva * AXA Insurance* CommInsure* ING Insurance* Macquarie * MLC Insurance* Tower Insurance* Zurich InsuranceDo life insurance policies offer discounts?It really depends on the online comparator you go with, but many offer promotional discounts, either in whole or on the first month's premium.Some insurers also offer discounts if your spouse also purchases a...more
"I do not need life insurance." We have heard many people talk about this very subject and make this statement, but is it true?There may be some single individuals out there who think that they do not need any life insurance, but there are some...more
* Lead Purchasing Criteria Once you have decided to buy life insurance leads, you need to figure out which type you would like to invest in, either exclusive leads or shared leads. How will you decide between these two types of leads? The exclusive...more
Just for a minute try to imagine what life would be like if you simply decided to turn a blind eye against all types of insurance. One could almost compare it to riding a motorcycle without a crash helmet.While you may go your entire life without...more
If you need a quote on the most competitive insurance rates in Canada today, please feel free to contact us at Life Guard Insurance. Act now and save a lot of money in the long-term.Life Insurance Premiums Set To Rise In Canada By: Mitch...more
Nobody want losses whether it is monetary terms or in terms of loved ones.The safety of your property and family is so grave that you do not want anyone touch these crucial pillars in your life.A mishap can occur anytime and one should not take any...more
You see, opening your doors to long term care insurance is a great investment. It can help pay for additional home health or nurse assistance to aid your loved ones when the time comes they will be performing care activities for you. Also, if you...more