Being the sole earning person of your family, you have always execute your responsibilities and given your family the comforts they needed. You have throughout all time been there for them. Despite anything to the contrary, life is full of uncertainties. So, it becomes mandatory to ensure that your family is protected, should something unfortunate happen to you.Keeping this in mind, ICICI offers you an unique life insurance product, Pru Pure...more
Once a little discussed topic, life insurance for seniors has recently seen some dramatic changes. Many retirees have decided to reevaluate their coverage, and some have chosen to purchase completely new plans. The types of plans have not changed much over the years (though certain policy types like decreasing term have become much less popular), but the needs and circumstances of seniors have changed. This is one of the main reasons why more...more
It is almost inevitable that divorce will focus on monetary assets. Everything from a home to earnings can become subject to scrutiny. Yet surprisingly few people realize that a life insurance policy - and the potentially large benefits it can pay - can be a significant element of divorce proceedings. There are a number of ways that a policy can be impacted by a divorce.Out-Of-Court QuestionsThe primary question for most divorcees is how they can remove their former spouse from their life insurance policy. In most cases, the answer is that they don't have to. It is very rare for a policy to be jointly held, or controlled by both parties together. The vast majority of individuals have individual coverage, even if they are married. Instead of being named on the actual coverage, the spouse is a beneficiary.A beneficiary only has a claim over the insurance once death benefits are being paid. Before then, the person who pays for the actual coverage is the one who can control it. The beneficiary is whoever you determine it to be, and you can change their status whenever you like. In most cases, the husband or wife becomes the beneficiary on a life insurance policy because it's what is...more
Every type of coverage has its own unique set of advantages and disadvantages. One of the main benefits of universal life insurance is the ability to withdraw money from your insurance account without paying interest on it.A Look At Universal Life InsuranceUniversal coverage is unique because it offers coverage throughout your lifetime but with...more
Simple Ways to Cut Your Long-Term Care Insurance Premiums By: christine About the Author Need more information on how to save from long term care insurance premiums? Visit http://www.completelongtermcare.com and read articles on long term care for baby boomers. Compare prices and get quotes from top LTC insurance providers! ...more
Preparing for Long Term Care Insurance By: christine About the Author Need more long term care insurance information? Visit http://www.completelongtermcare.com and discover what is long term care insurance. Compare prices and get quotes from top LTC insurance providers! (ArticlesBase SC #2990031) Article Source: http://www.articlesbase.com/ - Preparing for Long Term Care Insurance more
Things You Should Understand About Long Term Care Insurance By: christine About the Author Need more information on long term care insurance policies? Visit http://www.completelongtermcare.com and discover who should buy long...more
An agent would ask you to buy long term care policy at age 40 to receive lower premiums. Yes, it's true that the younger you buy LTC insurance, the lower your premiums will be; this is not always the case, though. The facility stated in your policy...more
Life Insurance Is a Life Saver By: marvinokim About the Author Marvin is an SEO/SEM Professional with broad experience in all aspects of Search Engine Marketing, Organic Search Optimization, PPC Bid management and Social...more
The foregoing are just some of the outrageous tactics used by Unum, Unumprovident, Provident Life, and Paul Revere companies. If your disability claim has been denied by Unum, Unumprovident, Provident Life, and/or Paul Revere companies you should...more
Life insurance policies can often be sold for thousands. There is an increasing demand and market for life insurance policies due to increasing numbers of institutional investors who want to buy them. This emancipates seniors from life insurance...more
Certification Plus is a leading web portal that offers online insurance courses that can push your career in the right direction. For more details visit http://www.certificationplus.com/.Online Insurance Courses: Career Options By:...more