Underwriting for life insurance has changed quite a bit over the last few years. Don't think you can't find affordable protection. The key is to know which carriers specialize in underwriting these type risks. Again, in order to find the absolute lowest rate on your life insurance, it's vital that you use a broker with experience, one that will work for you and not the insurance company. Many times an experienced broker can shop your coverage...more
When you are looking for life insurance you know that it can be a difficult thing to find from time to time. Then when you finally find the plan that you are looking for you will want to know how to locate a company to sell that plan to you. You could find that it will be a slightly more difficult than what you are used to experiencing when finding insurance.One place that you can look for this type of coverage will be on the internet. Searching...more
If you are worried about what will happen to your loved ones after you die, you need not worry because by purchasing a proper life insurance (also known as life assurance) policy you can ensure that they will be well protected after you have gone from this world. All you need to do is pick a good insurance company that offers the right insurance plan and then you must continue making your premium payments until the stipulated time arrives. You can make these payments in a lump sum or at regular intervals.The main reason people need to purchase life insurance is that it helps to take care of a number of important issues which arise on the death of the policyholder. At the same time, it is necessary to decide on which kind of such insurance is best suited for your needs. You must choose between two main classes which are temporary or permanent and these can then be divided into term, whole life, universal and endowed life insurance plans.Term assurance is available for a certain period of time during which the insured must continue making their premium payments. This is a purer way of insuring your life and there are three classes of it including annual renewable, level and mortgage...more
Life Insurance with no medical exam By: Mike Raines About the Author Mike is an independent life insurance broker since 1987 specializes in securing life insurance protection for individuals who may be in less than perfect health. This includes indiviudals with history of diabetes, heart disease, overweight, high blood...more
Notice to Publishers: You may use this article on Ezine or on your Website; however, ALL links must remain intact and active. Failure to retain links is expressly prohibited and violators will be prosecuted extensively by law.Automotive Service Technician Career Preparation Opportunities By: Renata McGee About the Author Renata...more
In the mid nineteen hundreds, the life expectancy of the average American barely reached past sixty years of age. As a result of medical advancements, and our expanded knowledge regarding nutrition and physical activity, our life expectancy has grown steadily over the years; today the average American can expect to live to the age of seventy-six, although many live well past this age. Life expectancy will continue to climb as the years pass and by 2050 it is reported that most of us can expect to live well into our eighties.What does this mean for us on a realistic basis? The increase in life expectancy means that we will have to make provisions to care for ourselves much longer than we may have anticipated - financially, medically, and otherwise. This means, of course, that life insurance must be planned for longer periods, health insurance covered for longer periods, and disability insurance planned for longer coverage as well.Disability insurance is one of those things that most of us do not consider until, of course, it is too late. Should we become injured or ill and are unable to work, disability income insurance pays the policyholder according to the terms of their policy....more
Auto mechanic jobs are not entirely different from auto repair jobs, except that it combines both repair as well as maintenance. The core responsibility for anyone in the auto mechanic field would be to diagnose automobile problems and then correct...more
Life insurance is the only investment option that offers specific products tailored to different stages of life. Make sure that the benefits offered to customers to reflect the client's needs at this stage of life, and thus ensures that the financial...more
There are several types of emergency medical alert systems and numerous companies who all provide their own range of prices and service. Lifelinkusa.com provides these emergency medical alert monthly services at very cheap price with no additional...more
What is most essential requirement of people? I guess everybody wants to be secured financially in their present as well as future life. No body wants to live their life without any income protection plan. The best way to secure your future from any...more
The recent economic downturn and dwindling economy has made people careful for preparing for any kind of exigency in advance. Most of the people are prone to lose their jobs and life savings. While it is recommended to take control on your monthly...more
It won't be wise to sidetrack life insurance prospects even if you think you are too old to get one! Look at life from the vantage point of 50. All those years and the salt and pepper shin on your hair make you a mature individual. Age shouldn't come...more