Health Insurance in Virginia – Healthy Living in Old Dominion In 2009, Virginia was ranked 21st in the nation when it comes to health. Virginia has a low prevalence of smoking, violent crime, and poor mental health days. However, the state has high levels of air pollution and low immunization records. Just because Virginia offers fairly healthy living, you shouldn't take your health for granted. Sickness or injury can strike at any time....more
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The Need For Quality Life Insurance I'm constantly surprised at the number of people who do not have life insurance and have not even considered their need for it.As someone with first-hand experience of the devastation caused by a sudden death in the family, I am very aware of the financial implications. Although most people do not like to think about death and find planning for it depressing, the truth is – everyone who is born, will die - someday! Surely you are aware of this fact! Given that death is not a maybe, not something that may or may not happen but something that is 100% guaranteed to happen to you and everyone else eventually – doesn't it just make sense to make provisions for this inevitable day?Most of us have car or house insurance and yet car accidents, burglaries, fires, floods and other unfortunate disasters are not guaranteed to happen to you. They may happen, but they may not – ever! Yet we acknowledge the benefits of insuring these items of value to us. So, how much more valuable is your life than your car or your house contents? And apart from the emotional loss, what financial loss or difficulties might those around you suffer...more
Things to consider when obtaining Life Insurance Life Insurance provides a lump sum payment to your chosen beneficiaries upon your death. In order to decide the amount of cover you require, it helps to consider your own financial position including funeral costs, the balance of your home mortgage and other debts, the cost of your family's...more
The Necessity of Term Life Insurance We've all heard those horror stories of people who died and left a huge financial mess behind for someone else to clean up. There are those who appeared to have plenty but actually left their families with nothing because the debt percentage was so high that without the income of the deceased to...more
Do you have retirement life insurance? You may have considered buying a policy as you begain to plan for the day when you could quit work. You may already have a policy through a group plan at work, and you wonder if you should keep it.Should you buy life insurance for retirement? There is not a single answer for everybody. The first thing you really need to ask yourself is why you think you may need a policy. There are many reasons that people get covered, but the most common one is to protect people who depend upon your income. You may also have an asset to protect. This could be a house or business. Some people also want to leave money to a foundation or charity. Let us examine the first reason that most people use when they consider buying a policy to cover their life. Are you concerned that your spouse, children, or grandchildren would suffer financially without your income? If you are retired, you may still get a pension, social security or distributions from an annuity. Would these payouts get lower if you passed away? Would the amount from these benefits be enough to give your spouse, or other family members, a comfortable life? Once you have decided if you even have a...more
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Maryland Long Term Care Insurance From 2000-2004, Maryland's senior population increased to about 2.32% for 64-74 age bracket, while 25.8% surge in 85 age group. The Maryland Health Care Commission concluded that the population of aged 65 and...more
Cheap Whole Life Insurance Quotes Online - Easy Methods To Get Hold Of One Cheap whole life insurance could be discovered and taking such a package will mean that your family are covered with your essential bills still paid after you are gone...more
Long Term Care InsuranceLong term care insurance - IntroductionLong Term Care Insurance offers excellent services in the form of home health care, assisted living facilities, community care, and nursing homes. Long-term care insurance is a type of...more
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