Work Life Balance, and How to Get There As Your Own Boss I think back on my time working for someone else and almost have to laugh now. It seems so distant and far away that it isn't even real to me anymore!But I have to remind myself how I felt at the time.The mornings were the worst. I had to leave earlier and earlier to get to work on time with all the traffic. Each morning an epic battle was waged just to get out of bed. On one side...more
Term Life Insurance Funeral Coverage Many people are under the impression that term life insurance does not cover funeral expenses. This is partway true, depending on the length of the policy and where the insured stands in their payments. Term life insurance differs from whole life insurance in a few ways but the most obvious is that it is only payable during the life of the policy. Once a whole life insurance policy premiums are paid off...more
Why is Life Insurance in NJ on the Rise? There is a booming industry in New Jersey and it is not in any industry that people might consider. It is in life insurance in NJ and there are a few common factors as to why this is happening right now. Some may consider it to be greed on the insurance companies' part, but this is not the case and is not the reason that the industry is now experiencing an uprising.The following are the most common reasons why life insurance sales are on the rise in New Jersey:Young Wealthy People – With New Jersey holding the best wage earning potential in the country right now, there is an influx of young wealthy people. They are graduating from college and heading straight into higher paying jobs. These savvy youngsters understand the importance of life insurance and are taking advantage of the good investment with low risk option that life insurance offers. They understand that there may not be a social security package for them when they retire so they are making sure that they have a solid plan in place where their money is safe. Life insurance offers this to them and is a much more sound investment plan than stocks or other opportunities may...more
Three NJ Life Insurance Questions Commonly Asked Buying life insurance never seems easy for those who are seeking it. This is because the policies are so complicated and it can be difficult to understand some of the terminology. Another aspect is finding the life insurance that fits the needs of the policy holder as well as the budget that...more
Life Insurance You Can Borrow From As a popular plan, whole life insurance is usually the most requested type of cash value life insurance. The question is, is it the best plan to use if someone needs to borrow from the policy? In most cases no! As you may know, whole life insurance is one of the most inflexible type of cash value life...more
Life Insurance You Can Actually Afford! You've decided to purchase life insurance. Well then, you've made a fantastic decision for your family and those you care for. Knowing that you've provided for them after you're gone is a priceless feeling. However, buying life insurance shouldn't break your budget. Make note of the following options which can help you save both time and money!Shop Online: There are life insurance agencies that will give you free life insurance quotes online. By entering some basic information about your age and health and the amount of coverage you wish, you will receive instant access to quote information. The better agencies will allow you to view quotes online without asking for your name or contact information, and I recommend these sites so that your information is not sold to an army of hungry insurance agents! Naturally, need to talk to an agent at some point, but at least you will get a very good idea of the rates and amounts of coverage you are seeking. There are many such sites you can find online, but some do resell your information so be careful.Types of Life Insurance: There are really only two types of life insurance, Term Life Insurance...more
Top up your Life Insurance "Fun is like life insurance; the older you get the more it costs"…Kin HubbardWe have all heard about the importance of rupee cost averaging when it comes to investments but very rarely do we realise that the...more
Methods For Locating A Dependable Whole Life Insurance Company Everybody wants the best insurance available. Some people can spend hours searching the web and requesting quotes from a large number of insurance companies. The information you...more
Health insurance is an expensive necessity that many have in case of emergency. Finding the best rates for health, life, and auto insurance can be a daunting task to say the least. There are a host of insurance companies that have dedicated websites...more
Why should it be so difficult to get approved for life insurance when taking simple steps can make all the difference. Whether you have type 1 or type 2 diabetes, it is possible to get approved and get good rates on life insurance.Step 1 - A diabetic...more
Year 2010 had passed, and a new year has begun. This phenomenon always happens yearly; a year ends, and a new one starts. Done with the old things for a latest one is here. Ironically, this new one will be going to surpass and another will set off....more
Long Term Care InsuranceIntroduction to Long-term care health insuranceLong-term care insurance policy eases your financial burden in the case when the policy holder needs nursing home care, home-based health care, or adult day care. The policyholder...more