Whole Versus Term Life Insurance Anyone who has never had to face the whole versus term life insurance controversy, at least in their own minds, may be committing one of their biggest mistakes ever. The wrong insurance policy can wreck your financial plans more than anything else because you are paying a sizeable amount as premiums. Therefore, the first decision you need to make is this: whole or term life insurance? Whole life insurance A...more
Tips To Select The Best Life Insurance Coverage Let's face it, not many of us know much about life insurance policies. And we're happy for it to stay that way. After all, life insurance is one of those dry-as-sawdust topics. So, here are some quick and easy tips to help you select the best life insurance coverage. Cost: Life insurance policies are generally measured in terms of years and most policies require monthly premiums....more
As the author of The Last Year of Your Life and the founder of The Last Year of Your Life 52-week Experience, I have written a series of short articles to answer the many questions I get asked about how to live your life to the fullest.In this article I answer a question that I get asked a lot, and that is, 'Do you lie to people when you're living The Last Year of Your Life, do you tell them that you're actually dying?'You know you might have heard me say on the radio, 'I saved my business by pretending I have a terminal disease.'And no, I'm not lying to anybody and I'm not telling you to lie to anyone when you live The Last Year of Your Life. What I'm saying is, as part of our life purpose coaching, I encourage you to act as if it's the last year of your life.You're going to act as if you have 52 weeks left to live. And by acting as if you have a limited amount of time left to accomplish everything you want to have in this life and to have the best time you've ever had in your life, by acting as if you've got a ticking clock, that gives you the urgency and the power to make your dreams become reality. It gives you the urgency and the power to accomplish things that you never...more
Why should I choose Guaranteed Life?It is simply because you can be sure in the insurance that you apply for and it has a large amount of protection to get a relatively low price. Anybody who will get guaranteed life insurance obtain a sort of coverage that has an excellent buy.How do I get best quote for Guaranteed Income Life Insurance for me and...more
How to rebuild your life, moving on and therefore the in laws - Obtaining divorced is tough any most people that have to travel through it. It's a time that is thought-about terribly sensitive for most. This can be not one thing that several individuals sit up for and after all it can be something that is very disruptive to their lives. This...more
Death is inevitable and unpredictable. No one wishes to go away permanently while leaving heaps of financial worries for the rest of the family to deal with. With life insurance though, one is able to provide for the family even when one is already not physically aroundThe process of getting one looks pretty simple and easy. After all, the information and even calculations are easily accessible online. Despite that, there might still be some confusion arising at one point or another though especially if one does not know much about it. There are risks involved when investing on insurance.To avoid getting in trouble with these risks, here are some of the things one should steer clear from.1. Do not be flamboyant - It is easy to get pressured and be manipulated with the media today. Advertisements about insurance are exaggerated in the way they highlight the need to leave one's dependents as wealthy as possible. This is a far cry from what should be. Practicality is the main thing at this point. One should make sure that the family has enough to move on and start anew after the policyholder's demise.2. Do not lie - This is one of many cases in life where honesty pays off big time....more
Although life insurance has been around for years, and was often included in benefits packages through work, people are now finding that the amount originally selected is today inadequate to cover expenses following the death of a loved one....more
The completely different life insurance types in additional detail are Term life insurance, that is pure demise benefit with no accumulated cash component. You choose the length of cover, 10, 20 or 30 years or more and the policy will pay out only on...more
We've all seen the TV commercials-term life insurance for just a few dollars a month. While these advertisements may be based on very favorable situations, the general premise is true. Term life insurance is the simplest and most inexpensive form of...more
Life Insurance And Life Assurance Won't Be The Same! A lot of people think that life assurance and insurance are one and the same, just with different names. However, this isn't the case at all. Each of them has an unique role and...more
These days, people seem to be living for much longer periods. Even though the survival rates tend to be on the increase in recent years for several health conditions, it is likely that the debilitating sickness and the expenses connected with loss of...more
Critical illness life insurance coverage will supply a cash sum payment to assist you and your loved ones financially in the event that you die or was given a clinical diagnosis for a fatal condition or a specific critical sickness described in the...more