The Many Options of No Medical Exam Life Insurance. What Is Best? When no exam life insurance started to be offered, it seems that all that was available was fast online response companies. You got approved or declined on the spot. Insurance companies used simple cross reference methods to weed out individuals. Now, much more is available. Is it better? Not necessarily.If one needs a no medical exam life insurance, many choices abound. You...more
Rotator Cuff Muscles Injury – Taking Care of Injured Rotor Cuff When you've injured your rotator cuff muscles, you can apply heat to the injured area for instant relief. If there is swelling, use an ice pack. If there is sign of swelling, you can take medicine such as ibuprofen or naproxen to relief the pain and inflammation. When someone injured his rotor cuff, follow the R.I.C.E approach. R.I.C.E is an acronym for Rest, Ice,...more
So, do you have to take an exam to be approved for insurance? To briefly answer this question, the answer is no, you do not have to take an exam to be granted a life insurance policy. As a matter of fact we know of at least one company that does not even ask health questions! So, it appears that anyone can get a life insurance policy without an exam. The next question you should ask, though, is what kind of policy would you get without an exam? Not necessarily a bad one but certainly not the best one! You may even only qualify for a graded life insurance plan (more on graded plans in an another article).So you see, now it seems that the question has been answered! Is that it? Not really. Just as there are great varieties of standard life insurance plans, there also are great varieties of no exam life insurance plans. One no exam company may require that many health questions be answered and also request your medical records. Another company may also ask many health questions but order no medical records. Yet another may have fewer health questions and also order no medical records, and so on...Keep this simple rule in mind, the less you have to do to get approved for life...more
Here's a list of 51 simple, and not-so-simple ways to improve the quality of your life. I added the "not-so-simple" not to be negative, but to keep things real. Some of these really aren't so "simple", but I promise the tough ones become easier when you master the more simple ones one step at a time."If it was easy, it wasn't the way."-SevanThese...more
Life insurance for seniors is just as important as it is for anyone else. There are a variety of reasons that you, as a senior, would benefit from life insurance, not the least of which is to be sure that your estate is taken care of in the event you should pass on. Death is never a happy subject, but it is one we are all going to face and one that...more
There are a variety of reasons that life insurance for seniors is very important to you and your family. You would not want to leave your family to foot your funeral bills, or the debts you have not had a chance to pay off. Maybe you have got everything taken care of, but you do not have much to leave your heirs. Perhaps you have got everything all set for your family, but you have a charity you would like to leave some money toward. This one is not likely, but maybe you are the last of your family and you would like to make a mark for your family on the world at your death. Whatever you may want to do upon your death; be it paying for your own funeral expenses, leaving an inheritance, or ensuring the immortality of your family through a donation to a charity; life insurance for seniors can help you do that. What you want or need to do will determine how much insurance you need, but pretty much everyone who is not independently wealthy should have life insurance. Life insurance for seniors is an important part of planning for our eventual ends for most of us. The money that our beneficiaries get from our insurance policies are often used to pay off our own debts or cover our...more
Life insurance for seniors is valuable for a variety of reasons. One of the biggest reasons most people get life insurance is to be sure that all their debts are paid when they pass away. Even if you retired debt free, you did not stop living. With...more
As your 50th birthday is drawing closer, you might probably be thinking of the day you will stay on that chair near the window as you wait for the caregiver to come around and change your diapers. Every adult is worried on how their senior life will...more
Have you considered buying life insurance for seniors? Still weighing the pros and cons? There are quite a few things that life insurance can do for your family once you have passed on. Life insurance can leave you knowing that you have done all you...more
There are those among us still wondering if we need to invest in life insurance for seniors. The truth of the matter is that, unless you are independently wealthy or have been extremely meticulous in planning for every eventuality in your financial...more
There are quite a few reasons to spend the time and money to find life insurance for seniors. For many people, life insurance will provide the ability to leave an inheritance to your family, cover your final expenses or help to pay any outstanding...more
Many people are under the impression they do not need life insurance for seniors. Still others think that seniors cannot get life insurance. There are various reasons for this. Some say that senior life insurance is too expensive; some think you...more