Top 10 Most Important Factors Affecting Your Life Insurance Rates There has been many life insurance applicants that have almost hit the floor once their offer of insurance comes back with a yearly premium ... some are surprised at just how cheap life insurance is, while others wonder how anybody ever affords it! The truth is that life insurance rates vary wildly from person to person because the policies need to be as unique as your...more
Over 50 Life Insurance Plans Assuming that you are a healthy 50+ year old, the simplest way to find the right life insurance and insurance company is to get rates from at least three life insurance companies. We recommend that you do get one with an online only company (no agent to speak to) and two from insurance companies that offer limited online quotes or no online quotes. For the latter, you may have to talk to an agent.Why, do we...more
For most people today protecting their loved ones is a top priority including after one passes. Continued financial support can be setup before something dramatic happens. We all know sooner or later we will live our last day which makes it vitally important to put things in motion now that will ensure the ones we love will be taken care of once we are gone.The best bet for the average American is to set up a term life insurance policy. There are many different types of life insurance that may be suitable but it is best to speak with a professional life insurance agent or company. A term life insurance policy is set up for a particular amount of time or a term which may be best for someone needing to stay within a budget. Once the term is up the policy can be renewed if and when the policy holder wants to.This is a good option for those not wanting to get locked into a long life insurance policy that is put into place for many years. With a term life policy, if you lose your job or have some sort of financial change in your life, once the term is up you are free from having to pay anything.The best way to shop around for any type of insurance and certainly life insurance is to...more
La Salle Green Hills Alumni Association partners with Philippine Prudential Life Insurance Company, Inc The Philippine Prudential Life Insurance Company, Inc. (PPLIC), the industry leader in innovation and growth, continues to develop special life insurance products and solutions that provide value-added benefits to specific target markets....more
You can obtain this coverage in many different ways. Unlike traditional policies where you have to set down and speak with an agent, you can obtain a no load term life insurance policy by speaking with someone over the phone, or by simply filling out the paperwork and mailing it in.Some people think that obtaining life insurance over the phone...more
Nobody likes to talk about the death of a loved one. Or at least, nobody likes to start the conversation. But I have found that once people do start talking about concerns and preparing for them, there is actually a sense of security.Many older people live on fixed incomes that are not very large. These older people have been loving and financially responsible members of society for many years, and they just cannot afford to save for a funeral when they need money to live on now. Their families will have to come up with money for the expenses associated with funerals, burials, settling debts, and other things. But many middle class families have a hard time coming up with the cash when they need it.In addition to the sense of loss when they lose a beloved family member, the others also have to be concerned about coming up with lots of cash. An average funeral and burial can cost eight thousand dollars or more. In addition, there may be other costs. Some family members or friends may have to travel so they will need meals, a place to stay, and transportation. Some people may not have vacation pay to compensate for lost time on the job either.A life insurance policy called a burial...more
No load term life insurance is type of insurance coverage that you may have heard of discussed before, but never really figured out exactly what it entails. This particular type of insurance is just a non-commissioned based form of life insurance...more
How to Prepare for Life Insurance Underwriting When you apply for a life insurance policy to protect your family and their assets after your death, your health and lifestyle will be scrutinized by life insurance underwriters in order for them...more
The first step to getting life insurance is by looking for and comparing quotes from different companies. This can be very tasking, especially if you have to talk to a lot of agents. You will not only waste your time but you will also get tired of...more
De-Fence-less: How to Protect Your Property from Deer and Other Wildlife Protect What You LoveDeer fencing is simply the very best way to keep deer and other wildlife from destroying your trees and plants, something that they will not hesitate...more
Wealth Creation, Becoming Rich & the Purpose of Life: Stop what you're doing and consider this This sounds like a peculiar title for an article. What has Wealth Creation got to do with the purpose of life you might ask? I'm gonna...more
Annuities and life insurance are an excellent way for you to prepare for retirement and both products should be considered for a solid financial portfolio.Although they both have death benefits, the benefits are applied under different circumstances....more