Divorce Virginia Chesterfield County Property Settlement Agreement PSA QDRO Pension Profit Sharing Life Insurance J.M. LEWIS, JR. v. LYNNE H. LEWISCOURT OF APPEALS OF VIRGINIA53 Va. App. 528Husband appeals from these April 9, 2008 ordersIssues:Whether the trial court erred in awarding wife half of the marital portion of his pension plan?Whether the trial court erred in awarding wife the growth on her portion of the marital share of...more
Funeral expenses are rising at an alarming rate. As a young adult, this fact has probably never crossed your mind. There is way too much living to do to even think of death. Yet as we age, these things begin to creep up on us and concern takes the place of complacency. It was never our intent to leave this concern in the hands of our loved ones. Are we to remain uninsured, or is there such a thing as over 50 life insurance? Often, physical...more
Comparing Life Insurance Quotes Looking into life insurance is something which is extremely important and you will need to consider it very carefully before making any final decisions. The big question is whether you want to buy whole life insurance or term life insurance. Term life insurance simply means that when the person who is insured dies, the amount they were insured for goes to the beneficiary. It is rather simple and straightforward; however whole life insurance is a little bit different. When you choose whole life insurance, you will need to consider a few different things. Those who choose whole life insurance will have an added investment component to their policy.Typically whole life insurance costs more than term, because you will be paying for the amount you are insured for to go into stocks and bonds. Whatever you do, make sure to compare insurance quotes from various companies to get the best overall deal. Keep in mind that you will only be able to pay a reasonable amount if you choose a company that you can trust. The last thing you will want to do is to rush into making a decision this big, so it would be wise for you to spend some time researching all of...more
Permanent life insurance is insurance policy ideal for those who dont want to feel like investing in term life insurance policy. This is often due to the fact that term life insurance, at times, results in no payment if nothing happens in the stipulated period of insurance. For example; you pay and ensure your car for a stipulated period but if...more
If you have recently had a heart attack, getting life insurance at a fair rate may not be as difficult as you think. Depending on the severity of your condition, there are some medical underwriters that may look at your case more favorably than others.Heart disease affects about 12 percent of the American adult population and is ranked the number...more
For most of us, the economy has hit our pockets hard. Trying to make ends meet, who hasnt missed a few credit card payments here and there? You may think nothing of it, but your life insurance carrier sure does. Besides looking at your health profile and driving record, life insurance companies look at credit scores to assess the amount of premiums you need to pay. This means that if you have been late on making payments, maxed out your credit card or filed for bankruptcy, the amount of life insurance premium you would need to pay could skyrocket. In some underwriting processes, having a bad credit score could double your premium amount.Is there any logic behind this? Insurers say there is a link between a bad credit score and the cost of insuring someone. When compared to customers with a good credit history, customers who have a poor credit score are more likely to make a claim on a policy. Experts believe that if you are not good at managing your finances, you may not be good at maintaining good health and fitness. Therefore, a low credit score just might push your premiums significantly higher than you expected.What should you do if you think your financial situation could...more
Most of us spend a lot of time choosing the perfect gift to give to your loved ones during the holiday season. Gifting a life insurance policy is probably the least thought of, but could be one of the best gifts you have ever given. It may seem like...more
If you own a life insurance policy, makes sure your beneficiary knows exactly what to do when the need arises. A beneficiary is the one who receives the proceeds of your death benefits. Its only right that you should walk him or her through the...more
A life insurance policy is basically a mutual agreement between your life insurance carrier and you. You agree to pay a certain amount of premiums for a stipulated number of years. In return, the life insurance company agrees to pay your beneficiary...more
Add spark to life and transplant Cord Blood Cord Blood transplant: Few years back we were unaware of the fact that the blood, which is commonly known as the Placental blood, can be of immense use. Several life threatening diseases like cancer,...more
Explore Life Insurance for Medical Professionals with Critical illness life cover!! Get Life Insurance for Medical Professionals with Critical illness life cover easily.Whenever you get a quotation for Life Insurance for Medical...more
Long Term Care InsuranceLong-term care insurance - Why is it necessary?If you are in poor health and above 65 years of age, then you should purchase long term care insurance policy as there is always inescapable possibility of getting injured and...more