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Prudential Life Insurance – Online Quotes: Overview

Prudential Life Insurance – Online Quotes: Overview

Prudential Life Insurance Online Quotes: Overview


Prudential has over 130 years of experience in the insurance industry. Originally founded by John Fairfield Dryden in 1875 as the Prudential Friendly Society, the company quickly became successful. Its mission was to provide life insurance to those working class citizens who otherwise are unable to afford it. Prudential uses the Rock of Gibraltar as a logo to represent its customer service and financial stability. Those who wish to purchase life insurance from Prudential have a wide array of plans from which they can choose. This company offers term, universal, variable, and survivorship life insurance, each of which may have several plans available depending on your location. Prudential life insurance online quotes are available on the company website as well as other sites around the web.
Prudential Life Insurance – Online Quotes: Overview

Term life insurance plans are a good choice for people who cannot afford permanent life insurance right away. These plans feature low premiums, but do not offer much flexibility. Prudential has three term life plans available, including the Term Essential, Term Elite, and PruLife Return of Premium Term plan. These plans provide coverage for a maximum of 30 years depending on which plan you choose. You will not be able to accumulate cash value with any of these plans, however. Prudential offers customers the option to convert to a permanent life insurance plan as well. To get an estimate, visit the website for Prudential life insurance online quotes.

If you would like a life insurance policy that is a little more secure, try purchasing a permanent plan instead. Prudential offers universal, variable, and survivorship plans. Variable plans give customers the ability to completely customize their premiums. Policyholders can increase their cash value by investing in one of several different market options. To view portfolios and obtain Prudential life insurance online quotes, visit the website. Though this plan offers the chance to increase your cash value, you should be aware that there is significant risk involved.

Universal life insurance plans are just as flexible as variable plans, but do not give policyholders the opportunity to manage their money. This also makes this type of plan a safe choice, however. The last type of plan is called a survivorship life insurance plan. Survivorship plans cover two people for the duration of the younger person's life. These plans are generally designed to protect an estate. For more information about any of these plans, or to get Prudential life insurance online quotes, try searching online.
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