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Do You Need To Pass A Physical To Be Granted Life Insurance?

So, do you have to take an exam to be approved for insurance? To briefly answer this question, the answer is no, you do not have to take an exam to be granted a life insurance policy. As a matter of fact we know of at least one company that does not even ask health questions! So, it appears that anyone can get a life insurance policy without an exam. The next question you should ask, though, is what kind of policy would you get without an exam?...more

How To Improve Your Life In 51 Simple, And Not-so-simple Ways

Here's a list of 51 simple, and not-so-simple ways to improve the quality of your life. I added the "not-so-simple" not to be negative, but to keep things real. Some of these really aren't so "simple", but I promise the tough ones become easier when you master the more simple ones one step at a time."If it was easy, it wasn't the way."-SevanThese are all something which at one point in my life, I had to give up, and am still...more

The Importance Of Life Insurance For Seniors

Life insurance for seniors is just as important as it is for anyone else. There are a variety of reasons that you, as a senior, would benefit from life insurance, not the least of which is to be sure that your estate is taken care of in the event you should pass on. Death is never a happy subject, but it is one we are all going to face and one that we should all be well prepared for. Chances are you have got outstanding debts like a car, a home, credit cards. Your life insurance benefit can be used to pay those outstanding bills so those you leave surviving you would not have to stress about them. Maybe you have been left in the position before. A close family member passes away. You are left to deal with your own grief, their funeral arrangements and they are hardly buried before the bills start coming in. Credit cards you did not know they had, subscriptions they had not cancelled and the medical bills. Your debts do not die with you, unfortunately. Someone is expected to foot the bill, and if you do not have a large amount of money stashed away or life insurance for seniors, your survivors are left to foot the bill. Another excellent reason to have life insurance, even if you...more

Importance In Life Insurance For Seniors

There are a variety of reasons that life insurance for seniors is very important to you and your family. You would not want to leave your family to foot your funeral bills, or the debts you have not had a chance to pay off. Maybe you have got everything taken care of, but you do not have much to leave your heirs. Perhaps you have got everything all...more

Covering Debts With Life Insurance For Seniors

Life insurance for seniors is valuable for a variety of reasons. One of the biggest reasons most people get life insurance is to be sure that all their debts are paid when they pass away. Even if you retired debt free, you did not stop living. With the change in your income, you may have taken on debts to be sure you could continue living the way...more

Shopping For Long Term Care Insurance

As your 50th birthday is drawing closer, you might probably be thinking of the day you will stay on that chair near the window as you wait for the caregiver to come around and change your diapers. Every adult is worried on how their senior life will turn out, but one thing is certain: 70 percent of these adults will need long term care at some point in the future, particularly if they are incapacitated and lost any loved ones to help them with the activities.Purchasing long term care insurance is a good way prepare emotionally and financially for your retirement. However, shopping for a good policy is challenging and complicated but, with proper planning, it is rewarding in the long run. There are few questions before buying LTCi:Is there a right age for buying this policy?Most people buy policies between ages 55 and 64. The catch of most insurance companies is younger policyholders would avail less expensive premiums since the price increases as they age and as their health deteriorates. However, people who buy at very early age can make the costliest mistake because premiums increase and it may not cover other services that could come up later on. What should I focus on in...more

Why We Need Life Insurance For Seniors

Have you considered buying life insurance for seniors? Still weighing the pros and cons? There are quite a few things that life insurance can do for your family once you have passed on. Life insurance can leave you knowing that you have done all you...more

Life Insurance For Seniors To Help With Final Expenses

There are those among us still wondering if we need to invest in life insurance for seniors. The truth of the matter is that, unless you are independently wealthy or have been extremely meticulous in planning for every eventuality in your financial...more

Spending Time And Money To Find Life Insurance For Seniors

There are quite a few reasons to spend the time and money to find life insurance for seniors. For many people, life insurance will provide the ability to leave an inheritance to your family, cover your final expenses or help to pay any outstanding...more

Why You Need Life Insurance For Seniors

Many people are under the impression they do not need life insurance for seniors. Still others think that seniors cannot get life insurance. There are various reasons for this. Some say that senior life insurance is too expensive; some think you...more

How Life Insurance For Seniors Can Help

Life insurance for seniors can go a long way toward protecting your investments, or providing your family with an inheritance. Think about all the things you own that you still owe money on. Maybe you have still got a car payment, or even a mortgage....more

Life Insurance For The Elderly

All elderly people should seriously consider life insurance for seniors, especially if you have surviving family or outstanding debts. Life insurance provides an excellent way to insure your debts are paid, your funeral expenses are covered or to...more
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