Issues You Should Know Before Choosing Life Insurance Life insurance is a security gauge which permits a person to construct a back up and defend his relatives from nasty and unidentified future circumstances. We all use insurance to protected ourselves from the unpredictable long term but a lot of times we do neglect to acquire into thoughtfulness and some features that if mistreated can hurt ourselves. Here are few of individuals...more
An Overview Of Over 50 Life Insurance Policies Life is very unpredictable and it is next to impossible to determine what the future has in store for us. If this were possible, then we would all be prepared for the different events life presents us and not be caught off guard by life's twists and turns. It is however impossible to predict the future. Therefore, the next best thing we could do is to guarantee our dependents an easy time in...more
Divorce Virginia Chesterfield County Property Settlement Agreement PSA QDRO Pension Profit Sharing Life Insurance J.M. LEWIS, JR. v. LYNNE H. LEWISCOURT OF APPEALS OF VIRGINIA53 Va. App. 528Husband appeals from these April 9, 2008 ordersIssues:Whether the trial court erred in awarding wife half of the marital portion of his pension plan?Whether the trial court erred in awarding wife the growth on her portion of the marital share of husband's profit-sharing account?Whether the trial court has an authority to order that husband obtain life insurance for the benefit of wife?Whether the trial court erred in awarding attorney's fees to wife?Whether the trial court erred in awarding wife half of the marital portion of his pension plan?The court finds that "Marital share" means that portion of the total interest, the right to which was earned during the marriage and before the last separation of the parties . . . ." The trial court determined that the pension was worth $ 3,719.82 per month on June 1, 2003, the date that the parties separated. The evidence supports that finding."Thus, the trial court did not err in the amount of husband's pension that it awarded to wife."Whether...more
Funeral expenses are rising at an alarming rate. As a young adult, this fact has probably never crossed your mind. There is way too much living to do to even think of death. Yet as we age, these things begin to creep up on us and concern takes the place of complacency. It was never our intent to leave this concern in the hands of our loved ones....more
Comparing Life Insurance Quotes Looking into life insurance is something which is extremely important and you will need to consider it very carefully before making any final decisions. The big question is whether you want to buy whole life insurance or term life insurance. Term life insurance simply means that when the person who is insured...more
Permanent life insurance is insurance policy ideal for those who dont want to feel like investing in term life insurance policy. This is often due to the fact that term life insurance, at times, results in no payment if nothing happens in the stipulated period of insurance. For example; you pay and ensure your car for a stipulated period but if your car doesnt meet any accident and get damaged in this given period, you wont get any money back. It is in this context that the importance of permanent life insurance comes to the fore. As the name suggests, permanent insurance continues for the full duration of a lifetime and gives guarantee of payment. One can borrow against some permanent life insurance policy as long as one is ready to pay premium on time. However, while buying permanent life insurance you need to analyze your need in detail. It needs regular investment and if you cant afford that, it is better for you to go for term life insurance policy. Term life insurance is also better of you are looking for coverage in shorter period of time. For example; if your retirement is only four or five years ago and you are expecting to get a large sum of money at that time, its better...more
If you have recently had a heart attack, getting life insurance at a fair rate may not be as difficult as you think. Depending on the severity of your condition, there are some medical underwriters that may look at your case more favorably than...more
For most of us, the economy has hit our pockets hard. Trying to make ends meet, who hasnt missed a few credit card payments here and there? You may think nothing of it, but your life insurance carrier sure does. Besides looking at your health...more
Most of us spend a lot of time choosing the perfect gift to give to your loved ones during the holiday season. Gifting a life insurance policy is probably the least thought of, but could be one of the best gifts you have ever given. It may seem like...more
If you own a life insurance policy, makes sure your beneficiary knows exactly what to do when the need arises. A beneficiary is the one who receives the proceeds of your death benefits. Its only right that you should walk him or her through the...more
A life insurance policy is basically a mutual agreement between your life insurance carrier and you. You agree to pay a certain amount of premiums for a stipulated number of years. In return, the life insurance company agrees to pay your beneficiary...more
Add spark to life and transplant Cord Blood Cord Blood transplant: Few years back we were unaware of the fact that the blood, which is commonly known as the Placental blood, can be of immense use. Several life threatening diseases like cancer,...more