Mums in Life Insurance Bubbles: Are You One? Given that some two-thirds of people in the world say they fear public speaking more than death, it is perhaps unsurprising that a new survey has revealed that 25% of women would prefer to change a dirty nappy than talk about life insurance, and 20% would rather undergo an uncomfortable procedure at the doctor's or dentist's office than have that dreaded conversation. The base reasoning...more
Life Insurance Leads Life Insurance Leads from Senior Marketing is highly reliable when it comes to lead generation and marketing, and today this article will tell you all about the inside story of what you need to know when you go shopping for mortgage lists, aged or fresh alike. It is an art to shop for new clients who are out there in the market for mortgages old and new. Many are looking out for loans for their property or...more
Conventional life insurance or ULIPs? What are traditional life insurance plans? Why should I buy a traditional plan? How will I benefit from it? And how is it relevant in today's environment? How are these different from the more popular ULIPs?These are some of the questions you would generally ask before making a purchase decision.Traditional insurance plans, which include term, donation and whole life policies, offer multiple benefits in terms of risk cover, return, safety and tax benefit. Traditional policies are considered risk-free, as they provide fixed income returns in case of death or maturity of the policy. Investment guidelines also ensure safety of funds with a cap on equity investment.Here are some of the reasons why traditional life insurance plans are the react to the apprehensions and challenges faced by consumers and the Life Insurance industry.1.The interest of the company and the customer are aligned: In participating products the life insurance company can make margins only when the customer makes margins and to that extent the interest of the company and the customer are aligned. As per the insurance law, the company can retain only 1/10th of...more
Term Life Insurance Solved Definition of Term Life Insurance? Life is what happens to you when you're busy planning other points. It is a quote from John Lennon and he identified the quote so accurate at his end. Life might be about crests and troughs but even God hardly registers the humor with which he fills the plot of our...more
Level Term Life Insurance Information - A Way To Obtain One So what exactly is level term life insurance? It's a Life Insurance policy that will pay out an assured cash sum in the event you pass away during the term of the policy or are diagnosed as suffering from a terminal illness. Level Term Life Insurance is made to offer an...more
Expensive City Life: Should You Fork Out for Insurance? We all know how expensive it is to live in Australia's largest cities. A recent survey by Demographia International found that Sydney, Perth, Melbourne and Adelaide housing is the most unaffordable in the English-speaking world. Amidst all this financial pressure for the average Australian family, one very important expense is often overlooked ... insurance. Should you be forking out for the security that life insurance, income protection insurance and mortgage insurance bring? Or will that leave you with nothing to eat but Vegemite, bread and two minute noodles? We examine both sides of the issue today.Cost of Living PressuresIt isn't difficult to see the cost of living pressures faced in Australia. Expensive land flows onto other purchases, and since employers also face price rises, wages are less likely to go up. The obvious and sensible option is to limit your outgoings, cutting back on unnecessary spending to make the most of what you have.Are Income Protection and Life Insurance Unnecessary Spending? These cost of living pressures create an unfortunate catch-22 situation. People 'have' to spend more...more
Should Gen Y Say 'Why?' to Life Insurance Gen Y are the scapegoats of society in many ways, characterized as the generation who want it all, want it now, and don't want to work for it. Smart financial policies like buying...more
Australia's Wild Weather - Is the Noughties' Climate Making Life Insurance More Necessary? It seems that every time we turn on the television there is a new natural disaster to report on ... many of these disasters, and many...more
Pet Care Insurance- Get the Facts Pets are known to be a much loved companion of humans. They serve as a family member, best friend, or only a toy to embrace everyday. To be able to do this, pets have to be taken care of. Having a...more
Purchasing Life Insurance Isn't as Hard as Complicated as You Think It Is Now that you're moving up in the world and accruing wealth, you may be thinking of purchasing life insurance. For a small fee each month, life insurance...more
How to Purchase Life Insurance When you are young and just starting out in life, it may not occur to you to buy life insurance. Unless you have a risky occupation or your family and friends would stand to lose a lot by your passing, it...more
What Is Life Insurance and How Does it Work? How does life insurance work and why do you need it? For such an important expense, it continues to baffle many people. When you take out health insurance, you are making an investment: for...more